/* Reset & Global Styles */
:root {
    --primary-orange: #E47400;
    --primary-gradient: linear-gradient(135deg, #E47400 0%, #E37500 100%);
    --card-border: rgba(255, 255, 255, 0.4);
    --card-hover-bg: rgba(255, 255, 255, 0.08);
    --text-main: #FFFFFF;
    font-family: 'SpoqaHanSansNeo-Light';
}

@font-face {
    font-family: 'SpoqaHanSansNeo-Light';
    src: url('../../fonts/SpoqaHanSansNeo-Light.woff2') format("woff2");
    src: url('../../fonts/') format("woff2");
    font-weight: 300;
}

@font-face {
    font-family: 'SpoqaHanSansNeo-Light';
    src: url('../../fonts/SpoqaHanSansNeo-Light.woff2') format("woff2");
    font-weight: 300;
}

@font-face {
    font-family: 'SpoqaHanSansNeo-Regular';
    src: url('../../fonts/SpoqaHanSansNeo-Regular.woff2') format("woff2");
    font-weight: 400;
}

@font-face {
    font-family: 'SpoqaHanSansNeo-Medium';
    src: url('../../fonts/SpoqaHanSansNeo-Medium.woff2') format("woff2");
    font-weight: 500;
}

@font-face {
    font-family: 'SpoqaHanSansNeo-Bold';
    src: url('../../fonts/SpoqaHanSansNeo-Bold.woff2') format('woff2');
    font-weight: 700;
    font-style: normal;
}

:root {
    --bs-body-font-family-light: 'SpoqaHanSansNeo-Light';
    --bs-body-font-family-regular: 'SpoqaHanSansNeo-Regular';
    --bs-body-font-family-medium: 'SpoqaHanSansNeo-Medium';
    --bs-body-font-family-bold: 'SpoqaHanSansNeo-Bold';
}

body {
    margin: 0;
    font-family: 'SpoqaHanSansNeo-Light';
    -webkit-font-smoothing: antialiased;
}

/* Hero Section Container */
.etf-hero {
    min-height: 100vh;
    background: var(--primary-gradient);
    padding: 60px 0;
    position: relative;
    overflow: hidden;
}

/* Typography Styling */
.sub-heading {
    font-size: 30px;
    font-weight: 300;
    letter-spacing: 0.5px;
    opacity: 0.95;
    animation: fadeInDown 0.8s ease-out;
    font: normal normal 300 30px/40px SpoqaHanSansNeo-Light;
    color: #fff;
}

.main-title {
    font-size: 60px;
    font-weight: 700;
    line-height: 1.2 !important;
    margin-top: 10px;
    animation: fadeInUp 0.8s ease-out 0.2s both;
    font: normal normal bold 60px/80px SpoqaHanSansNeo-bold;
	color: #fff;
}
.py-5 {
    padding-top: 8rem !important;
    padding-bottom: 8rem !important;
}
.py-lg-5 {
    padding-top: 0rem !important;
    padding-bottom: 0rem !important;
}
/* Card Styling (Default Desktop: Separate Cards) */
.etf-card {
    background: transparent;
    border: 1px solid var(--card-border);
    border-radius: 20px;
    backdrop-filter: blur(5px);
    transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
    cursor: pointer;
    animation: fadeInUp 0.8s ease-out 0.4s both;
}

    .etf-card:hover {
        background: var(--card-hover-bg);
        border-color: rgba(255, 255, 255, 0.8);
        transform: translateY(-10px);
        box-shadow: 0 15px 30px rgba(0, 0, 0, 0.1);
    }


.icon-wrapper {
    color: var(--text-main);
    flex-shrink: 0;
}

.card-title {
    font-weight: 600;
    letter-spacing: 0.2px;
    font-family: SpoqaHanSansNeo-Light;
}

.card-text {
    font-size: 0.95rem;
    font-weight: 300;
    opacity: 0.85;
    line-height: 1.4;
    font-family: SpoqaHanSansNeo-Light;
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeInDown {
    from {
        opacity: 0;
        transform: translateY(-20px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}


/* Section 2: What are ETFs? */
#etf-explanation {
    /* Background class controlled via HTML for alternating pattern */
}

.comparison-header {
    text-align: center;
    font: normal normal bold 38px/39px SpoqaHanSansNeo-Bold;
    letter-spacing: 0px;
    color: #FFFFFF;
}

.comparison-header-subtext {
    text-align: center;
    font: normal normal bold 28px/39px SpoqaHanSansNeo-Medium;
    letter-spacing: 0px;
    color: #000000;
}

.section-title {
    font-size: 38px;
    font-weight: normal;
    text-align: left;
    font-family: SpoqaHanSansNeo-Medium !important;
    letter-spacing: 0px;
    color: #000000;
    line-height: 48px !important;
    opacity: 1;
    padding: 0% 5%;
}
.section-title-invest {
    font-size: 38px;
    font-weight: normal;
    text-align: left;
    font-family: SpoqaHanSansNeo-Medium !important;
    letter-spacing: 0px;
    color: #000000;
    line-height: 48px !important;
    opacity: 1;
    padding: 0% 0%;
}
.section-title-center {
    font-size: 38px;
    font-weight: normal;
    text-align: center;
    font-family: SpoqaHanSansNeo-Medium !important;
    letter-spacing: 0px;
    color: #000000;
    padding: 0% 0%;
    line-height: 48px !important;
    opacity: 1;
}
.section-title-center-padding {
    font-size: 38px;
    font-weight: normal;
    text-align: center;
    font-family: SpoqaHanSansNeo-Medium !important;
    letter-spacing: 0px;
    color: #000000;
    padding: 0% 0%;
    line-height: 48px !important;
    opacity: 1;
}
.section-subtitle-ready {
    text-align: left;
    font: normal normal bold 22px/31px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #E37500;
    opacity: 1;
}


.section-subtitle {
    font-size: 1.8rem;
    font-weight: 600;
    color: #333333;
}

.etf-bullet-list {
    list-style: none;
    padding: 0% 5%;
    margin: 0;
    text-align: left;
    font: normal normal normal 18px/42px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    opacity: 1;
}

    .etf-bullet-list li {
        position: relative;
        padding-left: 10px;
        margin-bottom: 08px;
        color: #464646;
        text-align: left;
		font-size: 18px;
    line-height: 42px;
    font-family: 'SpoqaHanSansNeo-Light';
        /* font: normal normal normal 18px / 42px Spoqa Han Sans Neo; */
        letter-spacing: 0px;
        opacity: 1;
    }

        .etf-bullet-list li::before {
            content: "•";
            position: absolute;
            left: 0;
            color: var(--primary-orange);
            font-size: 1.8rem;
            line-height: 1;
            top: -2px;
            text-align: left;
            font: normal normal normal 18px/42px SpoqaHanSansNeo-Light;
            letter-spacing: 0px;
            opacity: 1;
        }

.illustration-img {
    max-height: 450px;
    width: auto;
    padding-left: 0px;
}




/* Section 3: Benefits of ETFs */
#etf-benefits {
    /* Background class controlled via HTML */
}

.section-desc {
    font-size: 15px;
    max-width: 100%;
    margin-left: auto;
    margin-right: auto;
    text-align: center;
    line-height: 22px;
    font-family: SpoqaHanSansNeo-Medium !important;
    letter-spacing: 0px;
    color: #464646 !important;
    opacity: 1;
}

/*.p {
        font-family: "RedHatDisplay-Medium";
    }*/
.benefit-card {
    background: #ffffff;
    border: none;
    border-radius: 24px;
    box-shadow: 0px 2px 10px #00000029;
   
    text-align: center;
}

    /*.benefit-card:hover {
        transform: translateY(-12px);
        box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
    }*/

.benefit-icon {
    color: var(--primary-orange);
    display: inline-block;
    padding: 15px;
   /* background: rgba(228, 116, 0, 0.05);*/
    border-radius: 50%;
}

.benefit-title {
    text-align: center;
    font: normal normal bold 18px / 33px SpoqaHanSansNeo-Bold;
    letter-spacing: 0px;
    color: #E37500;
    opacity: 1;
    font-size: 18px;
    line-height: 33px;
}

.benefit-text {
    text-align: center;
    font: normal normal normal 15px/22px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #757575;
    opacity: 1;
    font-size: 15px;
    line-height: 22px;
}


/* Section 4: Types of ETFs - Precise Multi-Div Structure */
.type-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    transition: transform 0.3s ease;
    height: 100%;
}

    .type-item:hover {
       /* transform: translateY(-10px);*/
    }

.type-icon-box {
    width: 100%;
    height: auto;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 25px !important;
    position: relative;
    z-index: 0;
    background: transparent;
    box-shadow: none;
}

.type-card-main {
    width: 100%;
    border-radius: 24px;
    padding: 24px 16px 30px 16px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
}

.type-header-wrapper {
    padding: 10px;
    border-radius: 100px;
    /* display: flex; */
    align-items: center;
    justify-content: center;
    width: 100%;
    margin: 0 0 25px 0;
}

.type-header-badge {
    background: #ffffff;
    border: none;
    border-radius: 50px;
    padding: 12px 15px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    white-space: nowrap;
    text-align: center;
    font: normal normal bold 18px / 33px SpoqaHanSansNeo-Bold;
    letter-spacing: 0px;
    color: #000000;
    opacity: 1;
}

.type-card-body {
    flex-grow: 1;
}

/* Theme Backgrounds starting from Card Main */
.type-equity.type-card-main,
.type-debt.type-card-main {
    background-color: #FAF5F0;
}

.type-equity .type-header-wrapper,
.type-debt .type-header-wrapper {
    background-color: #E47400;
    box-shadow: 0 8px 16px rgba(228, 116, 0, 0.15);
}

.type-equity .type-list li::before,
.type-debt .type-list li::before {
    color: #000000;
}

.type-equity .example-pill,
.type-debt .example-pill {
    border: 1px solid #E47400;
    color: #333333;
    background-color: #ffffff;
    font-family: 'SpoqaHanSansNeo-Light';
}

.type-commodity.type-card-main {
    background-color: #F4F8FD;
}

.type-commodity .type-header-wrapper {
    background-color: #8EB5F0;
    box-shadow: 0 8px 16px rgba(142, 181, 240, 0.15);
}

.type-commodity .type-list li::before {
    color: #000000;
}

.type-commodity .example-pill {
    border: 1px solid #8EB5F0;
    color: #333333;
    background-color: #ffffff;
    font-family: 'SpoqaHanSansNeo-Light';
}

.type-international.type-card-main {
    background-color: #EDF2F7;
}

.type-international .type-header-wrapper {
    background-color: #043B72;
    box-shadow: 0 8px 16px rgba(4, 59, 114, 0.15);
}

.type-international .type-list li::before {
    color: #043B72;
}

.type-international .example-pill {
    border: 1px solid #043B72;
    color: #333333;
    background-color: #ffffff;
    font-family: 'SpoqaHanSansNeo-Light';
}

.type-list {
    list-style: none;
    padding: 0 25px;
    text-align: left;
    margin-bottom: 30px !important;
}

    .type-list li {
        position: relative;
        padding-left: 25px;
        margin-bottom: 18px;
        line-height: 1.4;
        text-align: left;
        font: normal normal normal 15px/22px SpoqaHanSansNeo-Light;
        letter-spacing: 0px;
        color: #464646;
        opacity: 1;
    }

        .type-list li::before {
            content: "•";
            position: absolute;
            left: 0;
            font-size: 14px;
            line-height: 1;
            top: 5px;
        }

.type-examples {
    display: flex;
    flex-direction: column;
    gap: 12px;
    padding: 0 25px;
}

.example-pill {
    font-size: 0.95rem;
    font-weight: 600;
    padding: 12px;
    border-radius: 50px;
    border: 1.5px solid;
    text-align: center;
}



.type-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    transition: transform 0.3s ease;
    height: 100%;
    /* Stretch to container height */
    width: 100%;
}

.type-card-main {
    width: 100%;
    border-radius: 32px;
    padding-top: 0;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
    /* Stretch body to fill card */
    height: 100%;
    min-height: 480px;
    /* Base height for consistency */
}

/* Custom Indicators (Dots) with Mouse Interaction */
.custom-indicators {
    bottom: -40px;
    /* Moved closer to the slider */
    margin-bottom: 0;
    cursor: default;
}

    .custom-indicators [data-bs-target] {
        width: 10px;
        height: 10px;
        border-radius: 50%;
        background-color: #ddd;
        border: none;
        margin: 0 5px;
        /* 10px gap between dots */
        opacity: 1;
        transition: all 0.3s ease;
        cursor: pointer;
    }

        .custom-indicators [data-bs-target]:hover {
            background-color: #bbb;
            /* Subtle color change only */
        }

    .custom-indicators .active {
        background-color: var(--primary-orange);
        /* Orange color for active dot */
    }

        .custom-indicators .active:hover {
            background-color: var(--primary-orange);
        }


/* Comparison Table Enhanced Styles */
.bg-etf-orange {
    background-color: #E47400;
}

.comparison-subtitle {
    text-align: center;
    font-family: SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #FFFFFF;
    opacity: 1;
    font-size: 15px;
    line-height: 22px;
}

.comparison-vs-header {
    margin-top: -30px !important;
    z-index: 12 !important;
    height: 120px !important;
    display: flex;
    align-items: flex-end !important;
    justify-content: center;
    padding-bottom: 22px !important;
    border-radius: 0 !important;
    background-color: #ffffff !important;
    box-shadow: 18px 0 35px rgba(0, 0, 0, 0.07), -18px 0 35px rgba(0, 0, 0, 0.07), 0 -10px 20px rgba(0, 0, 0, 0.04) !important;
}

.vs-badge {
    background-color: #003366;
    width: 70px;
    height: 70px;
    border-radius: 50%;
    font-size: 1.5rem;
}

.z-5 {
    z-index: 5;
}

/* Comparison Table Center Column Floating Effect */
.comparison-grid .col-4:nth-child(2) {
    box-shadow: 18px 0 35px rgba(0, 0, 0, 0.07), -18px 0 35px rgba(0, 0, 0, 0.07) !important;
    z-index: 9 !important;
    position: relative;
}

.comparison-footer-cell {
    z-index: 15 !important;
    padding: 15px 20px !important;
    margin-bottom: -25px !important;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.12), 18px 0 35px rgba(0, 0, 0, 0.07), -18px 0 35px rgba(0, 0, 0, 0.07) !important;
    border-radius: 0 0 !important;
    border-top: none !important;
}

.comparison-grid .rounded-bottom-4 {
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1) !important;
    z-index: 5;
}

/* Horizontal borders separating rows */
.comparison-grid .row:not(.bg-etf-orange):not(:last-child) .col-4 {
    border-bottom: 1px solid #eaeaea !important;
}

/* Typography contrast for side columns on desktop */
.comparison-grid .row:not(.bg-etf-orange) .col-4:not(:nth-child(2)) {
    color: #555555 !important;
    font-weight: 400 !important;
}



/* Tax Implications Section */
.tax-card {
    background: #ffffff;
    border: 1px solid #e0e0e0;
    border-radius: 4px;
    height: 100%;
}

.tax-card-header {
    background-color: #f7f7f7;
    padding: 16px 24px;
    border-bottom: 1px solid #e0e0e0;
}

.text-etf-orange {
    color: #E47400;
    font-family: 'SpoqaHanSansNeo-Bold';
}

.tax-card-body {
    padding: 24px;
}

.tax-label {
    color: #666;
    font-size: 0.95rem;
    margin-bottom: 6px;
}

.tax-value {
    color: #111;
    font-weight: 700;
    font-size: 1.3rem;
    margin-bottom: 0;
}

.tax-note {
    color: #888;
    font-size: 0.8rem;
}

.tax-footer-text {
    color: #777;
    font-size: 0.85rem;
    max-width: 800px;
}

.drop-shadow {
    filter: drop-shadow(0px 15px 25px rgba(0, 0, 0, 0.15));
}

/* Categories of ETFs Section */
.section-categories {
    background-color: #fafbfc;
}

.category-card {
    border-radius: 16px;
    padding: 2.5rem 2rem;
    height: 100%;
    transition: transform 0.3s ease;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
}

    .category-card:hover {
        transform: translateY(-5px);
    }

.bg-peach {
    background-color: #fff1e3;
}

.bg-blue {
    background-color: #edf2fa;
}

.icon-circle {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: #111;
    margin: 1.5rem 0 1.5rem 0rem;
}

.bg-peach .icon-circle {
    background-color: #f7d6b8;
    box-shadow: 0 0 0 12px #fff1e3, 0 0 0 13px #ead0b8;
}

.bg-blue .icon-circle {
    background-color: #d3e2f5;
    box-shadow: 0 0 0 12px #edf2fa, 0 0 0 13px #d1dff1;
}

.category-list-title {
    text-align: left;
    font: normal normal bold 20px/48px SpoqaHanSansNeo-Bold;
    letter-spacing: 0px;
    color: #000000;
    opacity: 1;
}

.category-list {
    list-style: none;
    padding-left: 0;
    margin-bottom: 0;
}

    .category-list li {
        position: relative;
        padding-left: 1.2rem;
        margin-bottom: 0.8rem;
        color: #555;
        text-align: left;
        font: normal normal normal 15px/24px SpoqaHanSansNeo-Light;
        letter-spacing: 0px;
        opacity: 1;
    }

        .category-list li::before {
            content: "•";
            color: #E67716;
            font-weight: bold;
            position: absolute;
            left: 0;
            top: 0;
        }

/* Pre-FAQ CTA Section */
.rocket-img {
    /* position: absolute;
        top: 50%;
        left: 50%;
        transform: translate(-50%, -50%) scale(1.35);
        width: 100%;
        max-width: 380px;
        z-index: 0;
        mix-blend-mode: multiply;
        pointer-events: none;*/
}

.btn-etf-cta-pill {
    background-color: #E47400;
    padding: 12px 24px;
    border-radius: 50px;
    border: none;
    transition: all 0.3s ease;
    text-align: center;
    font: normal normal bold 14px / 18px SpoqaHanSansNeo-Light;
    letter-spacing: 0.14px;
    color: #FFFFFF;
    text-transform: none;
    opacity: 1;
}

    .btn-etf-cta-pill:hover {
        background-color: #cc6800;
        color: #fff;
        transform: translateY(-2px);
        box-shadow: 0 5px 15px rgba(228, 116, 0, 0.3);
    }

/* ETF FAQ Section Styles */
/* #etf-faqs {
        font-family: 'Inter', sans-serif;
    }*/

.faq-main-title {
    text-align: center;
    font-family: SpoqaHanSansNeo-Light;
    font-size: 38px;
    line-height: 48px;
    letter-spacing: 0px;
    color: #000000;
    opacity: 1;
}

.faq-subtitle {
    font-size: 1.15rem;
    font-weight: 400;
    color: #666;
    margin-bottom: 40px;
}

.faq-accordion {
    background: #fff;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.03);
    border: none;
}

    .faq-accordion .accordion-item {
        border: none;
        border-bottom: 1px solid #eee;
        position: relative;
        transition: all 0.3s ease;
    }

        .faq-accordion .accordion-item:last-child {
            border-bottom: none;
        }

    .faq-accordion .accordion-button {
        padding: 0px 30px;
        font-size: 1.1rem;
        font-weight: 600;
        color: #333;
        background-color: transparent !important;
        box-shadow: none !important;
        border: none;
    }

        .faq-accordion .accordion-button:not(.collapsed) {
            font: var(--unnamed-font-style-normal) normal var(--unnamed-font-weight-bold) 16px/21px var(--unnamed-font-family-spoqa-han-sans-neo);
            text-align: left;
            font: normal normal bold 16px/21px SpoqaHanSansNeo-Light;
            letter-spacing: 0px;
            padding-top: 21px;
            color: #464646;
            opacity: 1;
        }

        .faq-accordion .accordion-button::after {
            background-size: 1.1rem;
            transition: transform 0.3s ease;
            background-image: url(/Content/images/minus.svg);
        }

    .faq-accordion .accordion-body {
        padding: 0 30px 24px 30px;
        font-size: 1rem;
        color: #555;
        line-height: 1.6;
    }

    /* Orange accent bar for active item */
    .faq-accordion .accordion-item::before {
        content: "";
        position: absolute;
        left: 0;
        top: 0;
        bottom: 0;
        width: 6px;
        background-color: var(--primary-orange);
        opacity: 0;
        transition: opacity 0.2s ease;
        z-index: 0;
    }

    .faq-accordion .accordion-item:has(.accordion-button:not(.collapsed))::before {
        opacity: 1;
    }

.accordion-item .accordion-collapse.collapse.show {
    border-left: none !important;
    transition: transform 0.5s ease-in-out;
}
.etf-stat-value {
    margin-bottom: 14px;
    text-align: center;
    font: normal normal bold 30px / 36px 'SpoqaHanSansNeo-Bold';
    letter-spacing: 0px;
    color: #E47400;
    opacity: 1;
}

/* Section 5.5: How to Invest Timeline Styles */
.how-to-timeline-wrapper {
    position: relative;
    padding: 25px 0;
    margin: 0;
    min-height: 480px;
}

.timeline-line {
    position: absolute;
    top: 47%;
    left: 10%;
    right: 10%;
    height: 2px;
    background: transparent;
    border-top: 2px dotted #003366;
    transform: translateY(-50%);
    z-index: 1;
}

.timeline-row {
    width: 100%;
    position: relative;
    z-index: 2;
    display: flex;
    justify-content: space-between;
    height: 100%;
}

.timeline-item {
    position: relative;
    flex: 1;
    min-height: 400px;
}

/* Number Circle - Centered on the horizontal line */
.step-number {
    width: 56px;
    height: 56px;
    background-color: #003366;
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.6rem;
    font-weight: 700;
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    z-index: 10;
}

/* Vertical Connector */
.vertical-connector {
    width: 2px;
    height: 60px;
    border-left: 2px dotted #003366;
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
    z-index: 5;
}

    .vertical-connector::after {
        content: "";
        position: absolute;
        width: 12px;
        height: 12px;
        background-color: var(--primary-orange);
        border-radius: 50%;
        left: -7px;
    }

.step-content {
    width: 100%;
    max-width: 240px;
    text-align: center;
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
}

/* Step Up - Content and Connector ABOVE the line */
.step-up .vertical-connector {
    bottom: 50%;
    /* Starts from the middle line */
    margin-bottom: 27px;
    /* Ensure contact with 56px circle */
}

    .step-up .vertical-connector::after {
        top: -6px;
        /* Dot at the top, near content */
    }

.step-up .step-content {
    bottom: calc(50% + 95px);
}

/* Step Down - Content and Connector BELOW the line */
.step-down .vertical-connector {
    top: 50%;
    /* Starts from the middle line */
    margin-top: 27px;
    /* Ensure contact with 56px circle */
}

    .step-down .vertical-connector::after {
        bottom: -6px;
        /* Dot at the bottom, near content */
    }

.step-down .step-content {
    top: calc(50% + 95px);
}

.step-title {
    color: var(--primary-orange);
    font-weight: 700;
    font-size: 20px;
    line-height: 33px;
    margin-bottom: 8px;
    font-family: 'SpoqaHanSansNeo-Bold';
}

.step-text {
    font-size: 1rem;
    color: #555;
    line-height: 1.5;
    font-family: 'SpoqaHanSansNeo-Light';
}


/* Demat Account CTA Button Styles */
.btn-etf-cta {
    background-color: #E47400;
    color: #ffffff !important;
    padding: 16px 50px;
    border-radius: 50px;
    border: none;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(228, 116, 0, 0.15);
    text-align: center;
    font: normal normal bold 14px / 18px SpoqaHanSansNeo-Light;
    letter-spacing: 0.14px;
    text-transform: none;
    opacity: 1;
}

    .btn-etf-cta:hover {
        background-color: #f57c00;
        transform: translateY(-2px);
        box-shadow: 0 6px 20px rgba(228, 116, 0, 0.25);
        color: #ffffff !important;
    }

/* Section 5.7: SIP Info Styles */
.bg-light-gray {
    background-color: #fcfcfc;
}

.border-bottom-dotted {
    border-bottom: 2px dotted #e0e0e0;
}

.benefit-title-orange {
    color: #E47400;
    font-weight: 700;
    font-size: 20px;
    line-height: 25px;
    font-family: SpoqaHanSansNeo-Bold !important;
}

.benefit-text-muted {
    color: #666;
    font-size: 1.05rem;
    line-height: 1.5;
    font-family: 'SpoqaHanSansNeo-Light';
}

.sip-details-box {
    background-color: #E47400;
    min-height: 380px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    width: 246px;
    border-radius: 27px;
}

.dotted-divider {
    border-top: 2px dotted rgba(255, 255, 255, 0.4);
    width: 80%;
    margin-left: auto;
    margin-right: auto;
}

.sip-info-card {
    border: 1px solid #f0f0f0;
}


/* Section 5.8: Factors to Consider Styles */
.factors-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 25px;
}

.factor-card-wrapper {
    position: relative;
    height: 100%;
    display: flex;
    flex-direction: column;
}

.factor-card {
    background: #fff;
    border-radius: 15px;
    padding: 60px 20px 30px;
    text-align: center;
    box-shadow: 0 5px 25px rgba(0, 0, 0, 0.06);
    flex-grow: 1;
    position: relative;
    z-index: 2;
    margin-bottom: 12px;
    margin-top: 45px;
    min-height: 265px;
    /* Keep height identical to desktop */
}

.factor-card-wrapper::after {
    content: "";
    position: absolute;
    bottom: 0;
    left: 10px;
    right: 10px;
    height: 60%;
    border-radius: 15px;
    z-index: 1;
}

.factor-orange::after {
    background-color: #E47400;
}

.factor-blue::after {
    background-color: #003366;
}

.factor-icon-wrapper {
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 90px;
    height: 90px;
    border-radius: 50%;
    background: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 5;
}

.factor-orange .factor-icon-wrapper {
    border: 8px solid #E47400;
    box-shadow: 0 10px 20px rgba(228, 116, 0, 0.15);
}

.factor-blue .factor-icon-wrapper {
    border: 8px solid #003366;
    box-shadow: 0 10px 20px rgba(0, 51, 102, 0.15);
}

.factor-title {
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 12px;
}

.factor-orange .factor-title {
    color: #E47400;
}

.factor-blue .factor-title {
    color: #003366;
    font-family: 'SpoqaHanSansNeo-Light';
}

.factor-text {
    font-size: 0.85rem;
    color: #666;
    line-height: 1.5;
    margin-bottom: 0;
    font-family: 'SpoqaHanSansNeo-Light';
}

/*Section 1 Hero section new requirement UI CSS*/
/* Hero Form Card */
/*Section 1 Hero section new requirement UI CSS*/
.etf-hero-section-mr {
    margin: 98px;
}
/* Outer container: holds banner + white card */
.etf-form-outer {
    max-width: 370px;
    margin-left: auto;
}

/* Banner: sits ABOVE white card, left-aligned, own rounded corners */
.etf-form-banner {
    background: #043B72;
    color: #fff;
    display: inline-block;
    padding: 20px 20px;
    border-radius: 20px;
    /*font-size: 0.88rem;
        font-weight: 600;*/
    letter-spacing: 0.2px;
    margin-bottom: -13px;
    width: 100%;
    text-align: center;
    font-family: SpoqaHanSansNeo-Light !important;
    font-size: 16px;
    line-height: 24px;
    letter-spacing: 0px;
    opacity: 1;
}

.etf-form-banner-wrapper {
    padding-left: 22px;
    padding-right: 22px;
}

/* White form card */
.etf-form-wrapper {
    background: #fff;
    border-radius: 16px;
    box-shadow: 0 24px 64px rgba(0, 0, 0, 0.28);
    padding: 24px 22px 20px;
    overflow: hidden;
    z-index: 0;
    position: sticky;
}

.etf-form-body {
    padding: 0;
}

/* Award section: vertical stack, circle overlaps box top */
.etf-award-section {
    display: flex;
    flex-direction: column;
    align-items: center;
    margin-bottom: 18px;
}

.etf-award-circle {
    width: 72px;
    height: 72px;
    background: var(--primary-orange);
    border-radius: 50%;
    color: #fff;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    line-height: 1.2;
    text-align: center;
    position: relative;
    z-index: 2;
    border: 3px solid #fff;
    /* separates circle from gray box visually */
    margin-bottom: -24px;
    /* pulls gray box up so circle overlaps its top */
    flex-shrink: 0;
}

    .etf-award-circle .award-num {
        font-size: 1.3rem;
        line-height: 1;
    }

    .etf-award-circle .award-sm {
        font-size: 0.58rem;
    }

.etf-award-text {
    background: #efefef;
    border-radius: 12px;
    padding: 32px 20px 14px;
    /* large top padding to clear overlapping circle */
    text-align: center;
    width: 100%;
    position: relative;
    z-index: 1;
}

    .etf-award-text strong {
        display: block;
        font-size: 0.92rem;
        font-weight: 700;
        color: #111;
        margin-bottom: 3px;
    }

.award-poll {
    font-size: 0.7rem;
    color: var(--primary-orange);
    font-weight: 600;
}

.etf-form-title {
    font-size: 17px;
    font-weight: 800;
    color: #111;
    text-align: center;
    letter-spacing: 0.3px;
    line-height: 20px;
    margin-bottom: 4px;
    font-family: SpoqaHanSansNeo-Bold !important;
    text-align: center;
    /*font: normal normal 600 17px/20px Gibson !important;*/
    letter-spacing: 0.26px;
    color: #212121;
    opacity: 1;
}

.etf-form-offer {
    color: var(--primary-orange);
    font-size: 0.85rem;
    font-weight: 500;
    text-align: center;
    margin-bottom: 16px;
}

/* !important overrides global page input styles */
.etf-mobile-input {
    width: 100% !important;
    padding: 0px 10px !important;
    font-size: 0.95rem !important;
    color: #444 !important;
    outline: none !important;
    font-family: SpoqaHanSansNeo-Light !important;
    /* font-family: 'Outfit', sans-serif !important; */
    box-sizing: border-box !important;
    background: #fff !important;
    border: 1px solid #D6D6D6 !important;
    -webkit-appearance: none;
    appearance: none;
    border-radius: 21px !important;
    margin-bottom: 15px;
    padding: 7px 15px !important;
}
.etf-mobile-input-sticky {
    width: 100% !important;
    padding: 0px 10px !important;
    font-size: 0.95rem !important;
    color: #444 !important;
    outline: none !important;
    font-family: SpoqaHanSansNeo-Light !important;
    box-sizing: border-box !important;
    background: #fff !important;
    border-bottom: 0px !important;
    -webkit-appearance: none;
    appearance: none;
    margin-bottom: 1px;
}

    .etf-mobile-input:focus {
        border-color: var(--primary-orange) !important;
    }

.etf-send-otp {
    width: 100%;
    background: var(--primary-orange);
    color: #fff;
    border: none;
    border-radius: 50px;
    padding: 0px;
    font-size: 0.95rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    cursor: pointer;
    margin-bottom: 14px;
    /*font-family: 'Outfit', sans-serif;*/
    transition: background 0.2s;
    height: 41px;
}

    .etf-send-otp:hover {
        background: #c96800;
    }

.etf-consent {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 0.74rem;
    color: #666;
    line-height: 1.45;
}

.etf-concet-text {
    font-size: 11px;
    color: #9E9E9E;
    font-family: SpoqaHanSansNeo-Light;
    letter-spacing: 0.06px;
    line-height: 14px;
}

.etf-consent input[type=checkbox] {
    accent-color: var(--primary-orange);
    margin-top: 2px;
    flex-shrink: 0;
    width: 16px;
    height: 16px;
}

.etf-consent input[type=checkbox] {
    border-radius: 16px !important;
    border-color: #a7a9ac;
}

    .etf-consent input[type=checkbox]::before {
        left: 6px;
        top: 3px;
        width: 4px;
        border: solid #ffffff;
        border-width: 0 2px 2px 0;
    }

    .etf-consent input[type=checkbox]:checked {
        background: var(--primary-orange);
        border: 0;
    }

.etf-consent a {
    color: var(--primary-orange);
    font-weight: 600;
    text-decoration: none;
}

/* Merged single feature card */
.etf-features-single {
    border: 1px solid rgba(255, 255, 255, 0.4);
    border-radius: 20px;
    backdrop-filter: blur(5px);
    width: 115%;
}

.etf-feat-divider {
    border-right: none;
    position: relative;
}

    .etf-feat-divider::after {
        content: "";
        position: absolute;
        top: 20px;
        bottom: 20px;
        right: 0;
        width: 1px;
        background: rgba(255, 255, 255, 0.4);
    }

.submit-btn {
    background-color: #F58220;
    color: white;
    border: none;
    border-top-right-radius: 4px;
    border-bottom-right-radius: 4px;
    padding: 0.5rem 2rem;
    font-weight: 700;
    font-size: 0.9rem;
}

    .submit-btn:hover {
        background-color: #d6711c;
    }

.tc-text {
    font-size: 0.75rem;
    margin-left: 10px;
    display: flex;
    align-items: center;
    gap: 6px;
    color: #fff;
}

    .tc-text a {
        color: white;
        text-decoration: underline;
    }

    .tc-text input[type="checkbox"] {
        accent-color: #F58220;
    }

    .tc-text label,
    legend {
        margin-bottom: 0 !important;
    }

/* Fix: Sub-heading explicit white */
.etf-hero .sub-heading {
    color: #ffffff !important;
    opacity: 1;
}

.detail-value {
    font: var(--unnamed-font-style-normal) normal normal 16px/25px var(--unnamed-font-family-spoqa-han-sans-neo);
    text-align: left;
    font: normal normal normal 35px/81px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #FFFFFF;
    opacity: 1 !important;
}

.detail-label {
    font: var(--unnamed-font-style-normal) normal normal 16px/25px var(--unnamed-font-family-spoqa-han-sans-neo);
    text-align: left;
    font: normal normal normal 16px/25px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #FFFFFF;
    opacity: 1;
}


/*Video section Landing page 3 style start below*/
.title {
    font-size: 36px;
}

.subtitle {
    color: #666;
    margin-bottom: 50px;
}

/* ✅ MAIN CAROUSEL */
.carousel {
    position: relative;
    height: auto;
    display: block;

}

/* Fix: Prevent global .carousel height/display styles from collapsing the types carousel and causing overlaps */
/*#etfTypesCarousel.carousel,
#factorsCarousel.carousel {
    height: auto !important;
    display: block !important;
}*/

/* ✅ ALL SLIDES */
.slide {
    position: relative;
    width: 100%;
    /* height: 340px; */
    border-radius: 20px;
    overflow: hidden;
    transition: all 0.4s ease;
    cursor: pointer;
}

    /* ✅ CENTER */
    .slide.active {
        transform: translateX(0) scale(1);
        z-index: 3;
        opacity: 1;
    }

    /* ✅ LEFT */
    .slide.prev {
        transform: translateX(-320px) scale(0.82);
        z-index: 2;
        opacity: 0.6;
    }

    /* ✅ RIGHT */
    .slide.next {
        transform: translateX(320px) scale(0.82);
        z-index: 2;
        opacity: 0.6;
    }

    /* ✅ HIDDEN */
    .slide.hidden {
        opacity: 0;
        z-index: 0;
    }

    /* ✅ VIDEO */
    .slide video,
    .slide iframe {
        width: 100%;
        height: 100%;
        border-radius: 20px;
    }

/* ✅ DOT STRIP (RIGHT SIDE DESIGN) */
/* .slide.active::after {
        content: "";
        position: absolute;
        right: 0;
        top: 0;
        bottom: 0;
        width: 30px;
        background: radial-gradient(circle, #ccc 4px, transparent 5px);
        background-size: 14px 14px;
    }*/

/* ✅ DOTS */
.dots {
    margin-top: 20px;
}

    .dots span {
        width: 10px;
        height: 10px;
        margin: 5px;
        display: inline-block;
        background: #ccc;
        border-radius: 50%;
        cursor: pointer;
    }

    .dots .active {
        background: #e87400;
    }


/* ============================================================
   LANDING PAGE 3 - HERO SECTION ONE (DESKTOP STYLES)
   ============================================================ */
.section-one-LP3 {
    background-color: #E37500 !important;
    padding: 200px 200px;
    text-align: center;
    color: #FFFFFF !important;
}

.etf-hero-title {
    margin-bottom: 15px;
    text-align: center;
    font: normal normal bold 60px / 72px SpoqaHanSansNeo-Bold;
    letter-spacing: 0px;
    color: #FFFFFF !important;
    opacity: 1;
    line-height: 72px !important;
}

.etf-hero-subtitle {
    margin-bottom: 50px;
    text-align: center;
    font: normal normal 300 22px / 64px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #FFFFFF !important;
    opacity: 1;
    line-height: 32px !important;
}

.etf-hero-card {
    max-width: 100%;
    margin: 0 auto;
    border: 1px solid rgba(255, 255, 255, 0.6);
    border-radius: 16px;
    padding: 35px 20px;
    background-color: transparent !important;
}

.etf-hero-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.etf-item {
    flex: 1;
    position: relative;
}

    .etf-item:not(:last-child)::after {
        content: "";
        position: absolute;
        right: 0;
        top: 50%;
        transform: translateY(-50%);
        width: 1px;
        height: 70px;
        background-color: rgba(255, 255, 255, 0.4);
    }

.etf-item-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
}

.etf-icon {
    width: 58px;
    height: 58px;
    object-fit: contain;
    filter: brightness(0) invert(1);
}

.etf-text {
    text-align: left;
    display: flex;
    flex-direction: column;
}

.etf-value {
    margin-bottom: 4px;
    text-align: left;
    font: normal normal bold 42px / 42px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #FFFFFF !important;
    opacity: 1;
}

    .etf-value sup {
        font-size: 20px;
        top: -0.4em;
    }

.etf-label {
    text-align: left;
    font: normal normal normal 14px / 18px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #FFFFFF !important;
    opacity: 1;
    margin: 0;
}

.etf-source {
    margin-top: 17px;
    text-align: center;
    font: normal normal normal 14px / 14px SpoqaHanSansNeo-Light;
    letter-spacing: 0px;
    color: #FFFFFF !important;
    opacity: 1;
}


.banner-title {
    font-size: 24px;
    font-weight: 700 !important;
    line-height: 1.25 !important;
    color: #fff !important;
    flex: 0 0 auto !important;
   
    max-width: 100% !important;
   
    white-space: normal !important;
}
.hero-title {
    margin-bottom: 1rem;
    text-align: center;
    font: normal normal bold 60px/72px 'SpoqaHanSansNeo-Bold';
    letter-spacing: 0px;
    color: #FFFFFF;
    opacity: 1;
}

.hero-title-pg-2 {
    margin-bottom: 1rem;
    text-align: center;
    font: normal normal bold 60px/72px 'SpoqaHanSansNeo-Bold';
    letter-spacing: 0px;
    color: #FFFFFF;
    opacity: 1;
    padding: 0px 215px;
    line-height: 72px !important;
}
.feature-content h3 {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 0.5rem;
     font-family: 'SpoqaHanSansNeo-Bold';
}
.tc-text input[type="checkbox"] {
    accent-color: #F58220;
}
input[type=checkbox]:checked {
    background: #F58220;
    border: 0;
}
input[type=checkbox]::before {
    left: 5px;
    top: 2px;
    width: 4px;
    height: 8px;
    border: solid #fff;
    border-width: 0 2px 2px 0;
    -webkit-transform: rotate(45deg);
    -ms-transform: rotate(45deg);
    transform: rotate(45deg);
    content: " ";
    position: absolute;
    display: none;
}
.tc-text-title {
    font-size: 24px !important;
    font-weight: 400 !important;
    line-height: 30px !important;
    color: #fff !important;
    width: none;
    flex: 0 0 auto !important;
    font-family: 'SpoqaHanSansNeo-Bold';
    max-width: 100% !important;
    white-space: normal !important;
    margin-bottom: 0px;
}
.tablehdiconwidth {
    min-width: 54px;
}
.visitOldRes {
    display: none !important;
}
@media (max-width: 991.98px) {
    .factors-grid.carousel-inner {
        display: flex !important; /* ✅ changed */
        /* Revert grid so carousel takes over */
    }

    .factor-card-wrapper {
        width: 290px !important;
        max-width: none;
        margin: 0 auto;
        padding-bottom: 0 !important;
    }
}

/* ✅ FIX: Convert factors carousel to touch scroll on mobile */
@media (max-width: 767.98px) {
    .visitOldRes {
        display: flex !important;
    }
    .tablehdiconwidth {
        min-width: 74px;
    }
    .tablehdiconwidthfirstcol {
        min-width: 138px;
    }
    #table-performance-container .pertablblock {
        display: revert !important;
    }
    .table-responsive1, .table-responsive1 table {
        width: 100%;
        margin-bottom: 15px;
        border: 1px solid #ddd;
        min-height: 0.01%;
        overflow-x: auto;
    }
    #factorsCarousel {
        overflow: visible !important;
    }
        #factorsCarousel .carousel-inner {
            display: flex !important;
            flex-wrap: nowrap !important;
            overflow-x: auto !important;
            -webkit-overflow-scrolling: touch;
            gap: 28px;
            padding: 0 0px;
            margin-left: 25px;
        }

    #factorsCarousel .carousel-item {
        display: block !important;
        position: relative !important;
        float: none !important;

        flex: 0 0 85%;
        max-width: 85%;

        margin: 0 !important;
    }

    #factorsCarousel .carousel-item.active,
    #factorsCarousel .carousel-item-next,
    #factorsCarousel .carousel-item-prev {
        transform: none !important;
    }

    #factorsCarousel .factor-card-wrapper {
        width: 100% !important;
    }

    #factorsCarousel .carousel-indicators {
      /*  display: none !important;*/
    }

    #factorsCarousel .carousel-item {
        scroll-snap-align: start;
    }

     #factorsCarousel .carousel-inner {
        scroll-snap-type: x mandatory;
    } 

    #factorsCarousel .carousel-inner::-webkit-scrollbar {
        display: none;
    }

    #etfTypesCarousel {
        overflow: visible !important;
    }

    #etfTypesCarousel .carousel-inner {
        display: flex !important;
        flex-wrap: nowrap !important;
        overflow-x: auto !important;
        -webkit-overflow-scrolling: touch;
        gap: 16px;
        padding: 0 12px;
        scroll-snap-type: x mandatory;
    }

        #etfTypesCarousel .carousel-item {
            display: block !important;
            position: relative !important;
            float: none !important;
            flex: 0 0 100%;
            max-width: 100%;
            margin: 0 !important;
            scroll-snap-align: start;
        }

    #etfTypesCarousel .carousel-item.active,
    #etfTypesCarousel .carousel-item-next,
    #etfTypesCarousel .carousel-item-prev {
        transform: none !important;
    }

    #etfTypesCarousel .type-item {
        width: 100% !important;
    }

    #etfTypesCarousel .carousel-indicators {
        /*display: none !important;*/
    }

    #etfTypesCarousel .carousel-inner::-webkit-scrollbar {
        display: none;
    }
    /* First Card: Merged bottom + Short Divider */
    .feature-col:first-child .etf-card {
        border-bottom: none;
        border-bottom-left-radius: 0;
        border-bottom-right-radius: 0;
        position: relative;
    }

        /* Inner Divider Line (Doesn't touch ends) */
        .feature-col:first-child .etf-card::after {
            content: "";
            position: absolute;
            bottom: 0;
            left: 20px;
            /* Aligns with inner padding */
            right: 20px;
            height: 1px;
            background-color: var(--card-border);
        }

    /* Second Card: Merged top + Remove duplicate line */
    .feature-col:last-child .etf-card {
        border-top: none;
        border-top-left-radius: 0;
        border-top-right-radius: 0;
    }

    .etf-card:hover {
        transform: none;
        /* Disable lift effect on mobile for merged look */
        box-shadow: none;
    }
    .etf-hybrid-inner {
        display: flex !important; /* ✅ FORCE ROW */
    }

    #etf-types {
        padding-bottom: 100px !important;
        /* Space for dots */
    }

    .explanation-text {
        text-align: center;
    }

    .section-title {
        font-size: 2rem;
    }

    .section-subtitle {
        font-size: 1.5rem;
    }

    .etf-bullet-list li {
        text-align: left;
        /* Keep text left-aligned inside centered container for readability */
        display: inline-block;
        max-width: 90%;
    }

    .etf-feat-divider {
        border-right: none;
        border-bottom: none;
    }

    .etf-form-outer {
        max-width: 100%;
        margin-top: 32px;
    }


    /* --- GLOBAL --- */
    section .py-5 {
        padding-top: 2rem !important;
        padding-bottom: 2rem !important;
    }

    .container {
        padding-left: 16px !important;
        padding-right: 16px !important;
    }

    /* --- TYPOGRAPHY --- */
    .section-title,
    .section-title-center {
        font-size: 28px !important;
        line-height: 35px !important;
        text-align: center;
        padding: 0% 0%;
    }

    .section-desc {
        font-size: 14px !important;
        line-height: 18px;
        padding: 0px 0px !important;
        font-family: SpoqaHanSansNeo-Light !important;
    }

    .comparison-header {
        font-size: 22px !important;
        line-height: 30px !important;
    }

    .comparison-header-subtext {
        font-size: 17px !important;
        line-height: 24px !important;
    }

    .faq-main-title {
        font-size: 22px !important;
        line-height: 32px !important;
    }

    /* --- SECTION 1: HERO --- */
    .etf-hero {
        padding: 32px 0 40px !important;
        min-height: auto !important;
        align-items: flex-start !important;
    }

    .sub-heading {
        font-size: 22px !important;
        line-height: 64px !important;
        text-align: center;
        padding-top: 99.5px;
    }

    .main-title {
        font-size: 42px !important;
        line-height: 54px !important;
        margin-bottom: 20px !important;
        text-align: center;
        color: #fff;
    }
    .etf-features-single {
        border: 1px solid rgba(255, 255, 255, 0.4);
        border-radius: 20px;
        backdrop-filter: blur(5px);
        width: 100%;
    }
    /* Feature card merged look on mobile */
    .etf-features-single {
        border-radius: 16px;
    }

    .etf-feat-divider {
        border-right: none !important;
        border-bottom: none !important;
        position: relative;
    }

        .etf-feat-divider::after {
            content: "";
            position: absolute;
            top: auto !important;
            bottom: 0 !important;
            left: 20px !important;
            right: 20px !important;
            width: auto !important;
            height: 1px !important;
            background: rgba(255, 255, 255, 0.4) !important;
        }

    .card-title {
        font-size: 20px !important;
        line-height: 32px;
    }

    .card-text {
        font-size: 14px !important;
        line-height: 19px;
    }

    /* Form card: full width, below hero content */
    .etf-form-outer {
        max-width: 100% !important;
        margin-top: 28px !important;
        margin-left: 0 !important;
    }

    .etf-form-banner-wrapper {
        padding-left: 12px !important;
        padding-right: 12px !important;
    }

    .etf-form-banner {
        font-size: 14px !important;
        padding: 14px 16px !important;
    }

    .etf-form-wrapper {
        padding: 20px 16px 16px !important;
    }

    .etf-award-section img.illustration-img {
        max-height: 160px !important;
    }

    .etf-form-title {
        font-size: 14px !important;
        line-height: 20px !important;
    }

    .etf-form-offer {
        font-size: 13px !important;
        margin-bottom: 12px !important;
    }

    .etf-send-otp {
        padding: 12px !important;
        font-size: 14px !important;
    }

    /* --- SECTION 2: WHAT ARE ETFs --- */
    #etf-explanation .col-12.col-md-7 {
        text-align: left !important;
    }

    #etf-explanation .col-12.col-md-5 {
        margin-top: 20px !important;
    }

    .illustration-img {
        max-height: 220px !important;
        width: auto !important;
    }

    .etf-bullet-list li {
        font-size: 16px !important;
        line-height: 28px !important;
        display: block !important;
        color: #757575;
        max-width: 100% !important;
    }

    .etf-bullet-list {
        font-size: 14px !important;
        line-height: 22px !important;
    }

    /* --- SECTION 3: BENEFITS --- */
    #etf-benefits .row.g-4 > .col-12 {
        flex: 0 0 100% !important;
        max-width: 100% !important;
    }

    .benefit-card {
        padding: 24px 18px !important;
        border-radius: 16px !important;
    }

    .benefit-title {
        font-size: 18px !important;
        line-height: 33px !important;
        font: normal normal bold 18px / 33px SpoqaHanSansNeo-Bold;
    }

    .benefit-text {
        font-size: 14px !important;
        line-height: 20px !important;
    }

    /* --- SECTION 4: ETF TYPES CAROUSEL --- */
    #etf-types {
        padding-bottom: 70px !important;
    }

    .etf-hybrid-inner {
        padding: 0 12px !important;
        justify-content: flex-start !important;
    }

    .type-icon-box {
        margin-bottom: 16px !important;
    }

        .type-icon-box img {
            width: 48px !important;
        }

    .type-card-main {
        height: 270px !important;
        overflow-y: auto !important;
        scrollbar-width: thin;
        border-radius: 24px !important;
    }

        .type-card-main::-webkit-scrollbar {
            width: 4px;
        }

        .type-card-main::-webkit-scrollbar-thumb {
            background: rgba(0, 0, 0, 0.15);
            border-radius: 4px;
        }

    .type-header-badge {
        font-size: 16px !important;
        padding: 12px 14px !important;
    }

    .type-list li {
        font-size: 13px !important;
        margin-bottom: 12px !important;
    }

    .etf-types-slides {
        width: 100% !important;
        margin: 0 auto !important;
        height: 100%;
    }

    .type-item {
        max-width: 290px !important;
        margin: 0 auto !important;
    }

    .example-pill {
        font-size: 13px !important;
        padding: 10px 12px !important;
    }

    .custom-indicators {
        bottom: -35px !important;
    }

    /* --- SECTION 5: COMPARISON TABLE --- */
    #etf-comparison .container {
        padding-left: 0 !important;
        padding-right: 0 !important;
    }

    .comparison-container {
        border-radius: 20px !important;
        overflow: hidden;
    }

    .comparison-header.p-5 {
        padding: 28px 16px 20px !important;
        border-radius: 20px 20px 0 0 !important;
    }

    .comparison-vs-header {
        height: 85px !important;
        margin-top: -16px !important;
        border-radius: 0 !important;
        background-color: #fff !important;
        display: flex !important;
        align-items: flex-end !important;
        justify-content: center !important;
        padding-bottom: 5px !important;
    }

    .vs-badge {
        width: 44px !important;
        height: 44px !important;
        font-size: 1rem !important;
    }

    .comparison-grid .row {
        font-size: 12px !important;
    }

    .comparison-grid .col-4 {
        padding: 10px 8px !important;
    }

        .comparison-grid .col-4:first-child {
            text-align: left !important;
            padding-left: 12px !important;
        }

        .comparison-grid .col-4:last-child {
            text-align: right !important;
            padding-right: 12px !important;
        }

        .comparison-grid .col-4:nth-child(2) {
            text-align: center !important;
        }

    .comparison-grid .row.bg-etf-orange {
        font-size: 13px !important;
    }

    .comparison-footer-cell {
        padding: 14px 8px !important;
        margin-bottom: 0 !important;
        border-radius: 0 !important;
    }

    .comparison-grid {
        border-radius: 0 0 12px 12px !important;
        overflow: hidden;
    }

    /* --- SECTION 5.5: HOW TO INVEST (TIMELINE) --- */
    #etf-how-to-invest .container {
        padding-left: 16px !important;
        padding-right: 16px !important;
    }

    .how-to-timeline-wrapper {
        padding: 20px 5px !important;
        min-height: auto !important;
        margin: 0 !important;
    }

    .timeline-line {
        display: none !important;
    }

    .timeline-row {
        flex-direction: column !important;
        justify-content: flex-start !important;
    }

    .timeline-item {
        margin-bottom: 36px !important;
        min-height: auto !important;
        display: block !important;
        padding-left: 87px !important;
        /* tighter than 100px — fits small phones */
        position: relative !important;
    }

        /* Vertical dotted connector between steps */
        .timeline-item:not(:last-child)::before {
            content: "" !important;
            position: absolute !important;
            top: 28px !important;
            left: 22px !important;
            width: 1px !important;
            height: calc(100% + 36px) !important;
            border-left: 2px dotted #003366 !important;
            z-index: 1 !important;
        }

    .step-number {
        position: absolute !important;
        top: 0 !important;
        left: 0 !important;
        transform: none !important;
        width: 45px !important;
        height: 45px !important;
        font-size: 1.4rem !important;
    }

    /* Horizontal short connector: circle → content */
    .vertical-connector {
        display: block !important;
        width: 34px !important;
        height: 1px !important;
        border-left: none !important;
        border-top: 2px dotted #003366 !important;
        position: absolute !important;
        top: 28px !important;
        left: 40px !important;
        transform: none !important;
    }

        .vertical-connector::after {
            content: "" !important;
            position: absolute !important;
            width: 10px !important;
            height: 10px !important;
            background-color: var(--primary-orange) !important;
            border-radius: 50% !important;
            top: -6px !important;
            right: -10px !important;
            left: auto !important;
        }

    .step-content {
        position: static !important;
        transform: none !important;
        text-align: left !important;
        max-width: 100% !important;
        padding-top: 4px !important;
    }

    .step-up .step-content,
    .step-down .step-content {
        position: static !important;
        top: auto !important;
        bottom: auto !important;
        transform: none !important;
    }

    .step-up .vertical-connector,
    .step-down .vertical-connector {
        position: absolute !important;
        top: 20px !important;
        margin: 0 !important;
    }

    .step-title {
        font-size: 20px !important;
        margin-bottom: 4px !important;
        font-family: 'SpoqaHanSansNeo-Bold';
        text-align: left;
        line-height: 33px;
    }

    .step-text {
        font-size: 15px !important;
        line-height: 23px !important;
        font-family: 'SpoqaHanSansNeo-Light';
        text-align: left;
    }

    .banner-title {
        font-size: 14px;
        line-height: 18px !important;
        max-width: 45%;
        font-family: 'SpoqaHanSansNeo-Light';
    }

    .btn-etf-cta {
        padding: 12px 16px !important;
        font-size: 13px !important;
        display: block !important;
        width: 100% !important;
        max-width: 290px !important;
        margin: 0 auto !important;
        white-space: normal !important;
    }

    a.btn-etf-cta {
        padding-left: 16px !important;
        padding-right: 16px !important;
    }

    /* --- SECTION 5.7: SIP --- */
    .sip-info-card {
        padding: 24px 16px !important;
        border-radius: 20px !important;
    }

    .benefit-title-orange {
        font-size: 16px !important;
        line-height: 22px !important;
    }

    .benefit-text-muted {
        font-size: 13px !important;
        line-height: 1.5 !important;
    }

    /* SIP details box: full width, centered */
    .sip-details-box {
        width: 263px !important;
        min-height: auto !important;
        padding: 32px 32px !important;
        border-radius: 20px !important;
        margin-top: 32.64px;
    }

    .detail-value {
       /* font-size: 2.4rem !important;
        line-height: 1.2 !important;*/
        text-align: center;
    }

    .detail-label {
        font-size: 14px !important;
        line-height: 22px !important;
        text-align: center;
    }

    /* --- SECTION 5.8: FACTORS CAROUSEL --- */
    #etf-factors {
        padding-bottom: 0 !important;
    }

    .factors-grid.carousel-inner {
        display: flex !important;
        grid-template-columns: unset !important;
    }

    /* Single card centred on mobile */
    .factor-card-wrapper {
        width: 290px !important;
        margin: 0 auto !important;
        padding-bottom: 0 !important;
    }

    .factor-card {
        height: 220px !important;
        overflow-y: auto !important;
        scrollbar-width: thin;
        margin-top: 45px !important;
        padding: 60px 20px 30px !important;
        border-radius: 16px !important;
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05) !important;
        margin-bottom: 18px !important;
    }

        .factor-card::-webkit-scrollbar {
            width: 4px;
        }

        .factor-card::-webkit-scrollbar-thumb {
            background: rgba(0, 0, 0, 0.15);
            border-radius: 4px;
        }

    .factor-card-wrapper::after {
        border-radius: 16px !important;
        left: 12px !important;
        right: 12px !important;
    }

    .factor-icon-wrapper img {
        max-width: 48px !important;
        max-height: 48px !important;
    }

    .factor-title {
        font-size: 1.25rem !important;
        font-weight: 700 !important;
        margin-bottom: 12px !important;
    }

    .factor-text {
        font-size: 0.875rem !important;
        line-height: 1.5 !important;
        color: #555555 !important;
    }

    /* Relative custom indicators and dots below card */
    .custom-indicators {
        position: relative !important;
        bottom: auto !important;
        left: auto !important;
        right: auto !important;
        margin: 25px 0 0 0 !important;
        padding: 0 !important;
        display: flex !important;
        justify-content: center !important;
        z-index: 2 !important;
    }

        .custom-indicators [data-bs-target] {
            width: 10px !important;
            height: 10px !important;
            border-radius: 50% !important;
            background-color: #D6D6D6 !important;
            border: none !important;
            opacity: 1 !important;
            margin: 0 5px !important;
            padding: 0 !important;
        }

        .custom-indicators .active {
            background-color: #E47400 !important;
        }

    #etf-factors .pt-4-mob {
        margin-top: 25px !important;
        padding-top: 0 !important;
    }

    #etf-factors .btn-etf-cta {
        width: 100% !important;
        max-width: 290px !important;
        padding: 14px 0 !important;
        font-size: 14px !important;
        font-weight: 700 !important;
        line-height: 20px !important;
        border-radius: 50px !important;
        display: inline-block !important;
        text-align: center !important;
        white-space: nowrap !important;
        box-shadow: 0 4px 15px rgba(228, 116, 0, 0.15) !important;
    }

    /* --- TAX SECTION --- */
    #etf-tax-implications .container {
        padding-left: 16px !important;
        padding-right: 16px !important;
    }

    .tax-card {
        margin-bottom: 16px;
    }

    .tax-card-body {
        padding: 16px !important;
    }

    .tax-value {
        font-size: 1.1rem !important;
    }

    /* --- PRE-FAQ CTA --- */
    .cta-rocket-card {
        border-radius: 16px !important;
        margin: 0 !important;
    }

        .cta-rocket-card .col-12.col-md-7 {
            padding: 24px 20px 0 !important;
        }

    .section-subtitle-ready {
        font-size: 16px !important;
        line-height: 24px !important;
    }

    .btn-etf-cta-pill {
        padding: 12px 20px !important;
        font-size: 13px !important;
        width: 100%;
        text-align: center;
    }

    /* --- FAQ --- */
    .faq-accordion .accordion-button {
        padding: 16px 18px !important;
        font-size: 14px !important;
        line-height: 20px !important;
    }

    .faq-accordion .accordion-body {
        padding: 0 18px 18px !important;
        font-size: 13px !important;
    }

    .benefit-icon-wrapper {
        width: 100px;
    }

    .pb-5 {
        padding-bottom: 0rem !important;
    }

    .pt-4 {
        padding-top: 3.5rem !important;
    }

    .pt-3 {
        padding-top: 0rem !important;
    }

    .mt-5 {
        margin-top: 1rem !important;
    }


    /* Categories of ETFs Section */
    .section-categories {
        background-color: #fafbfc;
    }

    .category-card {
        border-radius: 16px;
        padding: 2.5rem 2rem;
        height: 100%;
        transition: transform 0.3s ease;
        box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
        text-align: -webkit-center;
    }

        .category-card:hover {
            transform: translateY(-5px);
        }

    .bg-peach {
        background-color: #fff1e3;
    }

    .bg-blue {
        background-color: #edf2fa;
    }

    .icon-circle {
        width: 60px;
        height: 60px;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 2rem;
        color: #111;
        margin: 1.5rem 0 2.5rem 1.5rem;
    }

    .bg-peach .icon-circle {
        background-color: #f7d6b8;
        box-shadow: 0 0 0 12px #fff1e3, 0 0 0 13px #ead0b8;
    }

    .bg-blue .icon-circle {
        background-color: #d3e2f5;
        box-shadow: 0 0 0 12px #edf2fa, 0 0 0 13px #d1dff1;
    }

    .category-list-title {
        text-align: left;
        font: normal normal bold 20px/48px SpoqaHanSansNeo-Light;
        letter-spacing: 0px;
        color: #000000;
        opacity: 1;
        text-align: center;
    }

    .category-list {
        list-style: none;
        padding-left: 0;
        margin-bottom: 0;
    }

        .category-list li {
            position: relative;
            padding-left: 1.2rem;
            margin-bottom: 0.8rem;
            color: #555;
            text-align: left;
            font: normal normal normal 15px/24px SpoqaHanSansNeo-Light;
            letter-spacing: 0px;
            opacity: 1;
        }

            .category-list li::before {
                content: "•";
                color: #E67716;
                font-weight: bold;
                position: absolute;
                left: 0;
                top: 0;
            }

    .icon-circle {
        width: 48px !important;
        height: 48px !important;
        font-size: 1.5rem !important;
        margin: 1rem 0 1rem 0rem !important;
    }

    .btn-outline-orange {
        color: #E67716;
        border: 1px solid #E67716;
        border-radius: 30px;
        padding: 0px 0px;
        /* font-weight: 600; */
        width: 120px;
        background: white;
        height: 32px;
        font-size: 14px;
        line-height: 19px;
        padding-left: 13px;
    }

    .illustration-img {
        max-height: 300px;
        padding-left: 0px;
        margin-top: 0px;
    }

    /*Landing page 3 CSS start*/
    .section-one-LP3 {
        background-color: #E37500 !important;
        color: white !important;
        padding-top: 35px !important;
        padding-bottom: 35px !important;
        padding: 0px;
    }
    .etf-hero-section-mr {
        margin: 0px;
    }
    .etf-hero-subtitle {
        margin-bottom: 30px !important;
        text-align: center;
        font: normal normal 300 18px / 24px SpoqaHanSansNeo-Light;
        letter-spacing: 0px;
        color: #FFFFFF !important;
        opacity: 1;
        padding: 0 10px !important;
    }

    .etf-hero-title {
        margin-bottom: 15px;
        text-align: center;
        font: normal normal bold 42px / 52px SpoqaHanSansNeo-Bold;
        letter-spacing: 0px;
        color: #FFFFFF !important;
        opacity: 1;
        line-height: 42px !important;
    }
    .etf-hero-title-lp3 {
        margin-bottom: 15px;
        text-align: center;
        font: normal normal bold 42px / 52px SpoqaHanSansNeo-Bold;
        letter-spacing: 0px;
        color: #FFFFFF !important;
        opacity: 1;
        padding-left: 25px;
        padding-right: 25px;
    }
    /* Card container */
    .etf-hero-card {
        background-color: transparent !important;
        padding: 24px 20px !important;
        border-radius: 16px !important;
        border: 1px solid rgba(255, 255, 255, 0.6) !important;
        color: #fff;
        max-width: 420px;
        margin: 0 auto !important;
        width: 100% !important;
        font-family: 'SpoqaHanSansNeo-Light';
    }

    /* Row layout */
    .etf-hero-row {
        display: flex;
        flex-direction: column;
        align-items: stretch !important;
    }


    /* Each item */
    .etf-item {
        padding: 20px 0 !important;
        position: relative;
        width: 100% !important;
    }

        /* Divider line */
        .etf-item:not(:last-child)::after {
            content: "" !important;
            display: block !important;
            position: absolute !important;
            top: auto !important;
            bottom: 0 !important;
            left: 0 !important;
            right: 0 !important;
            width: auto !important;
            height: 1px !important;
            transform: none !important;
            background: rgba(255, 255, 255, 0.4) !important;
        }

    /* Inner layout (icon + text) */
    .etf-item-inner {
        display: flex;
        align-items: center;
        gap: 18px;
        justify-content: flex-start !important;
    }

    /* Icon styling */
    .etf-icon {
        width: 48px !important;
        height: 48px !important;
        object-fit: contain;
        filter: brightness(0) invert(1) !important;
    }

    /* Text block */
    .etf-text {
        display: flex;
        flex-direction: column;
        align-items: flex-start !important;
    }

    /* Main value */
    .etf-value {
        font-size: 32px !important;
        font-weight: 700;
        margin: 0 0 4px 0 !important;
        line-height: 1.2 !important;
        text-align: left;
        color: #FFFFFF !important;
        font-family: 'SpoqaHanSansNeo-Bold';
    }

        /* Superscript (12th) */
        .etf-value sup {
            font-size: 16px !important;
            top: -0.4em;
        }

    /* Label */
    .etf-label {
        margin: 0 !important;
        font-size: 14px !important;
        opacity: 0.9 !important;
        text-align: left;
        color: rgba(255, 255, 255, 0.9) !important;
    }

    /* Optional: Source text below card */
    .etf-source {
        font-size: 10px !important;
        color: #fff;
        margin-top: 25px !important;
        line-height: 12px !important;
        opacity: 0.8 !important;
        text-align: center;
    }

    .sip-card-500 {
        margin-bottom: 0px !important;
    }

    .banner-title {
        font-size: 14px !important;
        font-weight: 400 !important;
        line-height: 1.25 !important;
        color: #fff !important;
        width: 150px;
        flex: 0 0 auto !important;
        max-width: 100% !important;
        white-space: normal !important;
    }
    .tc-text-title {
        font-size: 14px !important;
        font-weight: 400 !important;
        line-height: 1.25 !important;
        color: #fff !important;
        width: 112px;
        flex: 0 0 auto !important;
        max-width: 100% !important;
        white-space: normal !important;
        margin-bottom: 0px;
    }
    .tc-text {
        font-size: 10px !important;
        margin-left: 0px;
        display: flex;
        font-family: 'SpoqaHanSansNeo-Light';
        align-items: center;
        gap: 6px;
        color: #fff;
    }

    .tc-text-lable {
        font-size: 10px !important;
        font-family: 'SpoqaHanSansNeo-Light';
    }

    .etf-mobile-input-sticky {
        font-size: 10px !important;
        padding: 0px 3px !important;
    }
    .section-title-center-padding {
        font-size: 28px;
        font-weight: normal;
        text-align: center;
        font-family: SpoqaHanSansNeo-Medium !important;
        letter-spacing: 0px;
        color: #000000;
        padding: 0% 0%;
        line-height: 35px !important;
        opacity: 1;
    }
    .section-title-invest {
        font-size: 38px;
        font-weight: normal;
        text-align: left;
        font-family: SpoqaHanSansNeo-Medium !important;
        letter-spacing: 0px;
        color: #000000;
        line-height: 48px !important;
        opacity: 1;
        padding: 0% 0%;
    }

    .illustration-img-pg-2 {
        max-height: 450px;
        width: auto;
        padding-left: 0px;
        margin-top: 10px;
    }

}
@media (min-width: 768px) {
    #etfTypesCarousel {
        overflow: visible !important;
    }

        #etfTypesCarousel .carousel-inner,
        .etf-hybrid-inner {
            display: flex !important;
            flex-direction: row !important;
            flex-wrap: nowrap !important;
            gap: 16px;
            overflow: visible !important;
            transform: none !important;
            align-items: stretch;
        }

        #etfTypesCarousel .carousel-item,
        .etf-hybrid-item {
            display: block !important;
            flex: 1 1 0 !important;
            max-width: 25% !important;
            min-width: 0;
            margin: 0 !important;
            position: relative !important;
            opacity: 1 !important;
            transform: none !important;
            float: none !important;
            height: auto;
            scroll-snap-align: unset;
        }

            #etfTypesCarousel .carousel-item.active,
            #etfTypesCarousel .carousel-item-next,
            #etfTypesCarousel .carousel-item-prev {
                transform: none !important;
            }

        #etfTypesCarousel .carousel-indicators {
            display: none !important;
        }
}
/* Responsive Adjustments */
@media (max-width: 768px) {
    .etf-hero {
        padding: 40px 15px;
        min-height: 100vh;
        display: flex;
        flex-direction: column;
        justify-content: center;
    }

    .main-title {
        font-size: 2.8rem;
        margin-bottom: 40px !important;
    }

    .feature-row {
        border-radius: 15px;
    }
    .section-desc {
        font-size: 1rem;
        padding: 0 10px;
    }

    .benefit-card {
        padding: 30px 20px !important;
    }

    /*.etf-hybrid-inner {
        display: flex !important;
        flex-direction: row !important;
        gap: 24px;
        justify-content: center;
        overflow: visible !important;
        align-items: stretch;*/
        /* Enforce equal height on desktop */
    /*}

    .etf-hybrid-item {
        display: block !important;
        flex: 1;
        margin-right: 0 !important;
        position: relative !important;
        opacity: 1 !important;
        transform: none !important;
        height: auto;
    }*/

    .comparison-header {
        padding: 40px 15px 20px 15px !important;
        border-radius: 40px 40px 0 0 !important;
    }

        .comparison-header h2 {
            font-size: 1.6rem !important;
            margin-bottom: 8px !important;
            line-height: 1.2;
        }

        .comparison-header h3 {
            font-size: 1.1rem !important;
            margin-bottom: 20px !important;
        }

    .comparison-subtitle {
        text-align: center;
        font-family: SpoqaHanSansNeo-Light;
        letter-spacing: 0px;
        color: #FFFFFF;
        opacity: 1;
        font-size: 15px;
        line-height: 22px;
    }

    .comparison-grid .row {
        font-size: 0.85rem;
    }

        /* Labels row specific */
        .comparison-grid .row.bg-etf-orange {
            font-size: 0.9rem !important;
            line-height: 1.2;
            padding-top: 10px;
        }

        /* Reset row backgrounds for responsive alternating pattern */
        .comparison-grid .row:not(.bg-etf-orange) {
            background-color: transparent !important;
        }

        /* Child 2 (Row 1), Child 4 (Row 3), etc. - White */
        .comparison-grid .row:nth-child(even) {
            background-color: #ffffff !important;
        }

        /* Child 3 (Row 2), Child 5 (Row 4), etc. - Light Grey */
        .comparison-grid .row:nth-child(odd):not(:first-child) {
            background-color: #f4f4f4 !important;
        }

    .comparison-grid .col-4 {
        padding: 12px 10px !important;
    }

        /* Fix text alignment for columns in responsive view */
        .comparison-grid .col-4:first-child {
            text-align: left !important;
            padding-left: 15px !important;
        }

        .comparison-grid .col-4:nth-child(2) {
            text-align: center !important;
        }

        .comparison-grid .col-4:last-child {
            text-align: right !important;
            padding-right: 15px !important;
        }

    /* Typography adjustments for side columns */
    .comparison-grid .row:not(.bg-etf-orange) .col-4:not(:nth-child(2)) {
        color: #555 !important;
        font-weight: 400 !important;
    }

    .comparison-grid .row:not(.bg-etf-orange) .col-4:nth-child(2) {
        color: #000 !important;
    }

    .comparison-vs-header {
        height: 80px;
        margin-top: -20px;
        border-radius: 15px 15px 0 0 !important;
        background-color: #fff !important;
        display: flex !important;
        align-items: flex-end !important;
        justify-content: center !important;
        padding-bottom: 5px !important;
    }

    .vs-badge {
        width: 50px;
        height: 50px;
        font-size: 1.1rem;
        box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
    }

    .comparison-grid .col-4:nth-child(2) {
        box-shadow: 8px 0 20px rgba(0, 0, 0, 0.08), -8px 0 20px rgba(0, 0, 0, 0.08) !important;
        z-index: 9 !important;
        position: relative;
    }

    .comparison-grid .row:last-child {
        align-items: stretch !important;
    }

    .comparison-footer-cell {
        padding: 15px 10px !important;
        margin-bottom: 0 !important;
        border-radius: 0 !important;
        box-shadow: 8px 0 20px rgba(0, 0, 0, 0.08), -8px 0 20px rgba(0, 0, 0, 0.08) !important;
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .comparison-grid {
        border-radius: 0 0 12px 12px;
        overflow: hidden;
        border: 1px solid #f0f0f0 !important;
        border-top: none !important;
        background-color: #f8f9fa;
        margin: 0 -1px;
        /* Ensure it touches the header's edges perfectly */
    }

        /* Round the bottom corners of the side columns in the last row */
        .comparison-grid .row:last-child .col-4:first-child {
            border-radius: 0 0 0 12px;
        }

        .comparison-grid .row:last-child .col-4:last-child {
            border-radius: 0 0 12px 0;
        }

        .comparison-grid .row:not(.bg-etf-orange) {
            border-bottom: 1px solid #f0f0f0;
        }

    .faq-main-title {
        font-size: 1.8rem;
    }

    .faq-accordion .accordion-button {
        padding: 18px 20px;
        font-size: 1rem;
    }

    .faq-accordion .accordion-body {
        padding: 0 20px 20px 20px;
    }


    .slide {
        width: 100%;
        height: 100%;
    }

        .slide.prev,
        .slide.next {
            display: none;
            /* ✅ mobile matches your image */
        }

    .actions button {
        display: none;
    }

    .card-inner {
        width: 100%;
        height: 100%;
        border-radius: 14px;
        overflow: hidden;
        border: 3px solid rgba(255, 255, 255, .9);
        box-shadow: 0 4px 20px rgba(0, 0, 0, .25);
        display: flex;
        flex-direction: column;
        background: #eee;
    }

    .track {
        position: absolute;
        top: 50%;
        left: 50%;
        transform: translate(-50%, -50%);
        width: 0;
        height: 0;
    }

    .play-ring {
        position: absolute;
        top: calc(60% - 35px);
        left: 50%;
        transform: translate(-50%, -50%);
        width: 46px;
        height: 46px;
        background: rgba(0, 0, 0, .62);
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        pointer-events: none;
    }
    .etf-bullet-list li::before {
        content: "•";
        position: absolute;
        left: 0;
        color: var(--primary-orange);
        font-size: 1.8rem;
        line-height: 1;
        top: -10px;
        text-align: left;
        font: normal normal normal 18px/42px SpoqaHanSansNeo-Light;
        letter-spacing: 0px;
        opacity: 1;
    }
    .factors-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
/* Mobile Responsive Steps (Vertical Timeline) */
@media (max-width: 991px) {
    .how-to-timeline-wrapper {
        padding: 40px 0;
        min-height: auto;
        margin: 20px 0;
    }

    /* Hide the global line on mobile and use item-based connectors */
    .timeline-line {
        display: none !important;
    }

    .timeline-row {
        flex-direction: column;
        justify-content: flex-start;
        position: relative;
    }

    .timeline-item {
        margin-bottom: 50px;
        min-height: auto;
        display: block;
        padding-left: 100px;
        position: relative;
    }

        /* Vertical Line segment connecting to the next circle */
        .timeline-item:not(:last-child)::before {
            content: "";
            position: absolute;
            top: 28px;
            /* Start at circle center */
            left: 28px;
            /* Align with circle center */
            width: 1px;
            height: calc(100% + 50px);
            /* Fill item height plus the margin-bottom */
            border-left: 2px dotted #003366;
            z-index: 1;
        }

    .step-number {
        position: absolute;
        top: 0;
        left: 0;
        transform: none;
        width: 56px;
        height: 56px;
        font-size: 1.5rem;
        box-shadow: none;
    }

    /* Horizontal Connector on Mobile */
    .vertical-connector {
        display: block;
        /* Repurposed as horizontal connector on mobile */
        width: 30px;
        height: 1px;
        border-left: none;
        border-top: 2px dotted #003366;
        top: 28px;
        /* Center of circle */
        left: 56px;
        transform: none;
    }

        .vertical-connector::after {
            content: "";
            position: absolute;
            width: 10px;
            height: 10px;
            background-color: var(--primary-orange);
            border-radius: 50%;
            top: -6px;
            /* Center on the dotted line */
            right: -10px;
            /* At the end of horizontal line */
            left: auto;
        }

    .step-content {
        position: static;
        transform: none;
        text-align: left;
        margin: 0;
        max-width: 100%;
        padding-top: 15px;
        /* Align with middle of circle */
    }

    .step-up .step-content,
    .step-down .step-content {
        position: static;
        top: auto;
        bottom: auto;
        transform: none;
    }

    .step-up .vertical-connector,
    .step-down .vertical-connector {
        position: absolute;
        top: 28px;
        margin: 0;
    }

    .step-title {
        font-size: 1.25rem;
        margin-bottom: 5px;
        font-family: 'SpoqaHanSansNeo-Light';
    }

    .step-text {
        font-size: 0.95rem;
        max-width: 100%;
        font-family: 'SpoqaHanSansNeo-Light';
    }

    .benefit-title-orange {
        font-size: 1.25rem;
    }

    .sip-details-box {
        min-height: auto;
        padding: 24px 20px !important;
    }

    .detail-value {
       /* font-size: 2.5rem !important;*/
    }
}

/* Responsive Grid Adjustments */
@media (max-width: 1199px) {
    .factors-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
        row-gap: 40px;
    }
}


@media (max-width: 575px) {
    .factors-grid {
        grid-template-columns: 1fr;
        padding: 0 15px;
    }
}

/* Responsive Grid & Carousel Adjustments */
@media (min-width: 992px) {
    .factors-grid.carousel-inner {
        display: grid !important;
        grid-template-columns: repeat(5, 1fr);
        gap: 20px;
        overflow: visible !important;
        scroll-snap-type: x mandatory;
        -webkit-overflow-scrolling: touch;
    }

    .carousel-inner.factors-grid::-webkit-scrollbar {
        display: none;
    }

    .factors-grid .carousel-item {
        display: block !important;
        margin-right: 0 !important;
        position: relative !important;
        opacity: 1 !important;
        transform: none !important;
        height: auto;
    }
}

@media (min-width: 1300px) {
    .container {
      /*  max-width: fit-content;*/
        padding: 0;
    }
}