HDFC Life Click 2 Protect Supreme is A Non-Linked, Non-Participating, Individual, Pure Risk Premium/ Savings Life Insurance Plan. Life Insurance Coverage is available in this product. For more details on risk factors,
associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
^Available under Life & Life Plus plan options
*Available under Life Plus plan option
#Available under Life plan option
Key Benefits
Option to choose a cover which fits your needs from 3 plan options
Get back all premiums paid on survival till maturity with Return of Premium^ option
Additional amount payable in case of accidental death* during policy term
Provides Acceleration of Death benefit^ on diagnosis of specified terminal illnesses, till age 80 years.
Option to choose increasing Death Benefit up to 200% under Life option B & C variants
Option to vary your Death Benefit according to your need under Life Goal option
Waiver of Premium on diagnosis of Critical Illness (through WOP CI option)
Waiver of Premium on Total and Permanent Disability (through WOP Disability option)
Option to choose Additional Cover for Spouse^
Option to receive Death Benefit in Instalments
Option to financially protect your parent(s) / grandparent(s) till their survival under Parent Secure Option#
Option to receive the Death Benefit as lump sum followed by regular payouts through Parent Protect Care#
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Plan Option |
Life |
Life Plus |
Life Goal |
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Min. Age at Entry |
18 Years |
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Max. Age at Entry |
84 Years |
65 Years |
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Min. Age at Maturity |
18 Years |
23 Years |
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Max. Age at Maturity |
85 Years |
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Min. Policy Term (PT) |
Single Pay: 1 month |
Single Pay: 5 years Limited Pay: 7 years |
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Regular Pay: 2 years |
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Limited Pay: 3 years |
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Max. Policy Term (PT) |
85 years – Age at Entry |
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Min. Basic Sum Assured |
Rs 10,000 |
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Max. Basic Sum Assured |
For Entry age > 65 years: Rs 50,000 |
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For all other cases: There is no maximum limit. |
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However, the acceptance of any case is subject to Board Approved Underwriting Policy (BAUP). |
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Premium Paying Term |
Option / PPT |
Regular Pay / Single Pay |
Limited Pay |
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Life ^ |
Yes |
2 years to any premium payment term (PPT) less than the policy term (PT) |
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Life Plus |
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Life Goal |
No / Yes |
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^ For age at entry greater than 65 years only Single Pay will be allowed |
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Insurance is a subject matter of solicitation. Sharekhan Ltd. acts solely as a distributor of Life Insurance and does not underwrite risks or process claims. For detailed Insurance Disclaimer and other details, click here.