Generally speaking, the sum assured for any insurance policy for life or even a term should be sufficient to sustain the same income level and lifestyle for the insured’s loved ones and ensure that they are able to fulfil their goals in future.&nb

While people have availed of health and life insurance schemes since time immemorial, term insurance remains to be a comparatively recent and lesser-known type of the same that is slowly gaining popularity among investors. 

Endowment life insurance plans promise guaranteed returns while mutual funds, like all equity instruments, are vulnerable to uncertainty. Let's compare both these investment products and find out how and why endowment plans can be better than mutu

Your futures broker will take margins whenever you make a purchase or sale. In order to make a deal, your trading account will often need to have margins deposited into it. Whether

Phishing messages give a false impression of urgency and alarm to attract attention and compel you to take a step that can only be destructive and dangerous. Here's how to protect yourself.

There are many ways through which you can save or invest your hard-earned money to fulfil your financial goals in the future. One such way is to invest in endowment life insurance plans which offer advantages of life insurance along with steady re

Looking into the modernized and globalized economy, huge companies have become the backbone of India's development.

One common thing required by all businesses for their smooth functioning is the requirement of fluid cash.

Open-ended mutual funds are a unique investment vehicle that provides versatile liquidity, allowing investors to enter or exit based on their needs.

Market uncertainty can paralyse investors. Equity savings funds strategically address this through smart asset allocation between equities targeting growth, debt for income buffering, and arbitrage for steady gains. Thereby, these specialised mutu

In today's digital age, managing your investments has become easier than ever before. This means with the rise of online trading platforms and digital investment accounts, keeping track of your securities has become more convenient and accessible.

Are you an investor who is looking forward to enhancing your portfolio and maximizing profits with each passing day? If yes, look no further than option trading.

Cybercrime is on the rise, with fraudsters using social media to deceive investors and traders.

Hybrid Mutual Funds stand out as a versatile troupe, blending the stability of bonds with the growth potential of stocks, coordinating the elements of equity and debt.

Investing in mutual funds offers a diverse and accessible avenue for individuals seeking to grow their wealth.

Engaging in intraday trading is an effective method for capitalizing on asset price movements to generate profits.

Wondering, ‘What is commodity futures trading?’ Commodity futures trading is very important in the world's finance scene.

In the finance world, where numbers and trends come together, stock market indices are very important for showing a quick view of how the market is doing and which way it's going.

Companies now have the option to invest in any economy thanks to globalisation and the availability of cross-border investment.

How to protect your money from prevalent fraudulent investment schemes & more

In terms of Indian stock markets, searching through the intricacies of indices is an essential skill for novice and seasoned investors

Ever look at a stock chart and feel lost? You're not alone! Charts seem cryptic at first with all those lines and shapes.

Online trading has opened up a world of financial possibilities for investors by providing easy access to global markets right from their fingertips.

Investing can sometimes feel like trying to find your way through a complex puzzle. Each turn represents a different way to reach your financial goals.

On November 28, 2024, Mirae Asset Financial Group announced the completion of its acquisition of Sharekhan, giving birth to Mirae Asset Sharekhan

The Union Budget is one of the most important events of every financial year. Apart from changes in taxation, all eyes are usually on how it will likely impact the Indian stock market.

It’s been raining IPOs (Initial Public Offerings) in India! In recent years, apart from mainboard IPOs, there has also been a noticeable surge in IPOs from small and medium-sized enterprises (SMEs).

The Sensex and Nifty50, two of India’s major stock market indices have been on a consistent uptrend in the last few years.

The Sensex and Nifty50 have outperformed most major international indices in the last few months.

The Securities and Exchange Board of India (SEBI) issued a consultation paper titled “Measures to Strengthen Index Derivatives Framework for Increased Investor Protection and Market Stability” on July 30, 2024.

Companies like Apple, Google, Facebook (Meta), Netflix, and Amazon profoundly impact our daily lives. However, these companies are out of reach for most investors since they are not listed on Indian exchanges.

Initial Public Offerings (IPOs) are among the most sought-after investment opportunities for retail investors today. This is mainly because of the rise of startups and privately funded businesses in India.

The Union Budget 2024 announced changes in the tax structure of financial investments. The short-term and long-term capital gains taxes levied on investments in financial instruments have been increased and restructured as per the budget announcem

The Securities and Exchange Board of India (SEBI) has now mandated mutual funds to conduct stress tests.

At Sharekhan, growing your wealth is important but protecting it from cyber fraudsters is equally crucial. With cybercrime on the rise, we wish to highlight the measures we take to secure your account and the steps you can take to enhance its secu

Pretexting is a social engineering tactic used by attackers to deceive targets into revealing private information or performing certain tasks. It entails fabricating a situation o

In today’s digital world, securing your Demat account is more critical than ever. Online scammers are becoming increasingly sophisticated, targeting individuals with clever phishing tactics and data breaches.

As more and more investors are using mutual funds to meet their investment goals, there is a visible surge in mutual fund assets in India.

Need for Speed? Here’s How T+0 Settlement in Stock Markets and Finance Makes it Possible

The Multicap fund meaning is allocating its corpus to a portfolio of stocks of companies with a wide vareity of market cap comprising equities and equity-related stocks.

Some notifications are more important than others. Especially those that are concerning your trading orders. With the new and smart Order Notification feature on your Sharekhan app, you can get instant alerts and real-time updates

Sharekhan’s Survey  unveils reasons behind investors losing money in Futures & Options Trading—an issue flagged by SEBI

Commodity trading might seem tricky but doesn't have to be with

Fiscal Deficit means that the total expenditure of a country is more than the total revenue of the nation. It is an indication of how the country will perform in the upcoming financial year. It represents how much the government will have to borro

Every transaction in accounting has two entries: debit and credit. This dual-entry accounting system is critical when one attempts to determine which accounts are to be credited and which are to be debited.

When spending is more than what's earned, it creates a revenue deficit. The revenue deficit meaning is that the government is spending more than it is earning, using savings from other parts of the economy to cover its expenses.

The Universal Account Number (UAN) is a twelve-digit unique identification number assigned to every employee contributing to the EPF scheme. It is a single alternative to multiple Member Identification Numbers (Member IDs) allotted to an individua

Income Tax Return (ITR) filing is a significant process when citizens update the government with their income and tax liabilities.

The total rise in prices of goods and services over time in an economy is referred to as inflation. Money loses purchasing power due to inflation; therefore, over time, a given amount of money will be able to purchase fewer products and services.<

Everybody has varying requirements when it comes to money. Each investor, therefore, has a different investment strategy.

Corporate and income taxes are examples of direct taxes that must be paid annually. However, indirect taxes are far more common. Indirect tax is incurred each time you reserve a taxi or dine at a restaurant.

A wide range of investment alternatives like stocks, bonds, and combinations of the two, are provided by mutual funds.

Investing is essential for increasing your wealth and securing your financial future. While there are numerous investment options available, investing in an index fund is an excellent starting point for beginner investors.

Investors who are thinking about making a mutual fund investment should be aware of the SEBI standards.

Fixed Maturity Plans (FMPs) allocate investments into debt and money market instruments with predetermined maturities.

An Option is a contract that gives a buyer the right, but not the obligation, to buy or sell an underlying asset at a specific price on or before a certain date.

A Short put is also known as an uncovered put. If a trader writes a put option, that investor is obligated to purchase shares of the underlying stock if the Put option buyer exercises the option.

Options Trading gives an opportunity to benefit from changes in stock prices without actually buying the stock. Only a premium amount is to be paid. Thus, it offers flexibility to the trader.

Are you someone who gets confused often while managing your own finances? Then the 50-30-20 budgeting technique is for you.

"Pink tax" refers to the price differential between products marketed towards women and those oriented toward men.

A service tax is applied to all paid services you avail of daily. For example, you must pay an indirect service tax based on the service value when using taxi services or hotel reservations.

The Leave Travel Allowance, sometimes known as LTA, is a tax-exempt sum that an employer pays to an employee to cover travel expenses while the person is on leave.

Income tax in India serves as a significant revenue stream for the government, aiding in funding various civil operations such as infrastructure maintenance, government services, social development initiatives, and other essential expenses.

The acronym TDS represents Tax Deducted at Source. It is the tax amount that is deposited to the IT Department on behalf of the taxpayer after being withheld by the employer from the taxpayer. At the time of payment, a specific portion of an indiv

Are you an investor who loves to explore new opportunities and get excited about companies going public through an Initial Public Offering (IPO)?

One kind of mutual fund is called a debt fund, and it makes investments in fixed-income assets such as bonds, government bonds, and money market instruments.

Portfolio diversification is the key strategy that allows investors to spread risk and maximize returns. But what exactly is diversification, why is it important, and how does one create a properly diversified investment portfolio

Have you ever needed clarification on financial market dynamics? You're not alone! But it's worth understanding pivotal roles like underwriting to make informed decisions and leverage your investments.

Have you heard of SME IPOs? These are Small and Medium Enterprise Initial Public Offerings that allow smaller unlisted companies to go public and get listed on a stock exchange. They gain access to funding and the chance to expand their business.

Did you know that declaring F&O losses in your income tax returns can reduce your overall tax liability? By setting off these losses against incomes from other sources, you can save big on taxes.

Have you ever wondered how traders determine the fair value of stock options contracts? It's a challenging task, but luckily, there's a groundbreaking solution that's been used globally since 1973.

Are you tired of paying a significant amount of your hard-earned money towards taxes? As a salaried individual, you can reduce your tax liability and save more money for your future goals through effective tax planning.

Globalisation has opened up a world of opportunities for individuals and businesses to transact across borders.

Value Added Tax, or VAT as it's commonly known, is a financial chameleon.

Investing can often seem like a complex world of jargon and numbers, especially when it comes to making the most of your hard-earned money.

Navigating through the landscape of taxes can often feel like a complex maze, especially when you encounter less talked about terms like Professional Tax.

Embarking on an investment journey can feel like navigating a labyrinth of numbers and complex terms.

When it comes to investment options, gilt funds, also known as government securities funds, are worth understanding.

The price-to-earnings ratio or PE ratio is one of the most popular metrics used by investors to evaluate mutual funds.

So, you've been thinking about investing your money in mutual funds. Smart thinking! After all, mutual funds have become crazy popular amongst Indian investors these days. With over Rs 27 lakh crore assets under management, mutual fund companies s

In trading, there are various sophisticated strategies designed to assist other traders who have succeeded, irrespective of whether the market moves upwards or downwards.

Mutual funds have become a popular investment option for many investors in India. With the number of mutual fund schemes available today, it can get confusing for investors to evaluate and compare the performance of different funds.

Have you ever heard of fund of funds products? These mutual funds are unique as they provide access to an investment strategy, such as gold or international markets.

Wondering, ‘What is short call?’ The options trader adopts a tactic termed 'short call', selling call options on an asset they don't own.

Investing in the stock market can be a thrilling yet challenging experience.

Have you heard about the exciting world of options trading? With so many options promising enhanced returns, it can be overwhelming to decide where to invest your money.

The foreign exchange market is also known famously as Forex. In India, it plays a crucial role in the economy of the nation.

Are you a non-resident Indian looking for global investment opportunities while still maintaining a presence in the local market? Customised investment structures may be the solution you need.

Most new options traders in India stick to buying calls and puts for directional bets. However, experienced traders also explore writing or selling options to profit from steady premium income.

When evaluating trades, options traders eagerly analyse metrics like implied volatility, deltas, and premiums. But gamma remains an overlooked numerical guide with immense usefulness.

As one of the largest emerging economies, India's rapid urbanisation and expanding infrastructure sectors have fueled accelerating domestic demand for industrial metals like copper in recent years.

Options trading allows investors to develop strategic positions based on where they expect a stock's price to move. When considering options plays, most traders focus heavily on factors like strike prices, expiration dates, and premium costs. But<

Gold has captivated humanity for ages with its alluring shine and value. And in inflationary India, gold remains the most preferred investment and asset class historically. Besides physical gold, one can also gain exposure through financial avenue

Generally, an option price may be impacted by a number of factors. These factors might help or hurt the traders based on their positions.

Having been utilised for many years, precious metals are now regarded as essential parts of every financial portfolio.

Call writing is one of the many different methods available in options trading to profit from market moves. Selling covered calls, or call writing, is another name for this options trading strategy that lets investors make money w

Online trading is subject to the same strict scrutiny and regulation as all other operations undertaken on stock exchanges because of the immense potential for loss in the market. Several rules and restrictions apply to dealing with futures and op

The definition of the striking price in options trading is widely known to all investors in the derivatives market. All options traders utilize the same vocabulary.

Are you a beginner investor? If so, stock options are among the most well-known investment instruments that you must be aware of. The days of businesses offering bonuses or cash rewards are gone. Nowadays, they give their employees stock options r

Investing in the stock market has become more accessible and secure thanks to the advent of Demat accounts. 

Are you ready to take on the world of finance and make your money work for you? Before you do that, there's one important step you need to take - completing your Know Your Customer (KYC) procedure.

Paper certificates that indicate ownership in a firm are referred to as physical shares. Dematerialised (or Demat) shares, on the other hand, are electronic records that indicate ownership.

Are you someone who enjoys investing in the stock market? If yes, then you know how important it is to keep your investments secure and manage them efficiently.

If you're still holding on to old-fashioned paper share certificates, now is the time to join the digital revolution! In today's fast-paced stock market, electronic shares make trading seamless and let you manage investments with ease. So why wait

Mutual funds have become a cornerstone for investors looking to achieve their financial goals, offering a blend of expert money management and tax-efficient returns.

Trading securities such as stocks, commodities, currencies, derivatives, as well as mutual funds require a Demat account.

Central Depository Services (India) Limited is referred to as CDSL. It is one of the top securities depositories in India, offering the country's capital market electronic storage, processing, and securities servicing.

Are you trying to find a debt mutual fund with the least amount of credit risk and no overnight fund interest risk? Then overnight mutual funds are the best option available to you.

Demat accounts come with a fair share of fees even though they make trading and investing, in general, easier than before. For the ease of trading electronically, these fees are a minor amount to pay. Nonetheless, it is financially prudent to be a

If you have ever made a mutual fund investment, you have undoubtedly encountered the word "benchmark."

Beneficiary Owner Identification ID, or BO ID means is a special number granted to Demat account holders that is registered with the CDSL.

An initial public offering (IPO) allows a business to raise capital by issuing shares. In the same way, an existing public corporation may raise capital through the issuance of bonds.

One of the main causes of the rise in popularity of IPO among retail investors is ASBA. Your investment money is locked in your bank account with ASBA until you get an allotment.

A corporation may decide to pursue an IPO for a number of reasons. It may be used to pay off debt, dilution of shares, or to finance the company's activities.

A company issues its shares to the public for the first time through an Initial Public Offering (IPO).

Do you intend to make any stock market investments? If yes, it is crucial to know about the abridged prospectus.

Investors need to become familiar with the many terms and terminologies used in the financial world to make investments more successful and increase their understanding of the industry.

In the contemporary financial industry, online trading has emerged as a significant change. It provides multiple advantages to investors that were not available through traditional methods of trading.

Commodity options, famously known as commodities options, are fairly brand new products in India, and they came much after the advent of futures. The commodity options are vitally the options of commodity futures.

There is an abundance of strategies that corporations use to magnify the earnings of shareholders. And one of those financial strategies that the corporation is known as trading on equity. It is something that is also called financial leverage. &l

The right issue of shares is a fundamental component of corporate finance that companies use to raise capital.

Technical analysis is a popular method traders and investors use to forecast future price movements based on historical data. The approach relies on identifying price and volume data patterns to gain insights into market trends and make informed i

For investors, it is crucial to understand the nuances of the long-term capital gains tax on shares, as it directly impacts their investment returns and overall financial planning.

Position sizing is an essential aspect of stock trading that involves determining the appropriate amount of capital to invest in a particular stock to manage risk effectively.

The Average Directional Index (ADX) is a popular technical analysis tool used to measure trend strength in financial markets.

Speculative trading differs from other types of trading, such as hedging, where investors and traders buy assets to reduce their risk exposure.

Investing in the stock market is a famous way to generate wealth over time. It involves buying ownership shares in publicly traded companies, which allows investors to benefit from their growth and success potentially. However, investing in the st

Momentum trading is an investment strategy that capitalizes on existing market trends. Traders and investors who utilize this approach believe that securities that have performed well will continue to do so shortly.

The stock market, an essential component of the financial industry, provides a platform for investors to purchase and sell shares of publicly traded companies.

Investing in the stock market can be an exciting and profitable opportunity. It is important to consider the risks and research before making investment decisions. Still, it can also be a daunting task, especially for those navigating the dynamic&

Share price, also known as stock price or equity price, is the value at which a single share of a company's stock is traded on an exchange.

Considering yourself as an investor or a trader is the first step in filing your income tax return. Investors generally benefit from the lower tax rates on capital gains, while traders reap the benefits by claiming business expenses that decrease&

There are financial marketplaces in every major city on the planet. They are made up of several types of instruments used for investing. Investors have access to a wide array of assets to diversify their wealth, including corporations listed on st

As you may be aware, exchange rate fluctuations are a major cause of the ongoing evolution of the global economy.

The stock exchange is a system in which market players or traders purchase and sell equity shares.

Spot trading is a fundamental practice in financial markets that enables participants to buy or sell financial instruments, commodities, or currencies at the current market price for immediate delivery and settlement.

A budget in the context of the stock market refers to a financial plan outlining an individual's or an organization's anticipated revenues and expenses over a specific period, typically a fiscal year.

Apart from spot trading, financial derivatives such as futures and options contracts enable parties to agree on buying or selling assets at predetermined prices on future dates.

If you didn’t already know, Day trading is a rather popular name for this kind of trading. It is basically the selling and buying of stocks and any other financial instruments within the same day.

Beyond physical gold purchases, Exchange Traded Funds (ETFs) tracking domestic or global bullion prices empower easy, liquid ownership of the precious metal's unique risk-hedging appeal sans storage, expanding accessibility to mass retail investor

NAV-linked load fees levied by mutual funds often confuse first-time investors navigating charges during entries or exits, affecting selection. Understanding the rationale behind such bundled commissions facilitates prudent decisions, maximising p

Traditional fixed-income funds often need to improve in navigating unpredictable interest rate cycles, rendering inconsistent investor returns.

Among the wide array of technical analysis techniques leveraged by active traders and investors, the pivot point calculator remains an important, handy, yet often underutilised tool, especially effective for short-term intraday market navigation.&

Technology innovation has unlocked simplified avenues for retail participation in dynamic stock markets compared to when equity investing remained an activity confined among certain privileged tiers of society.

Investing in financial markets has become pivotal today for long-term wealth creation goals to combat inflation-eroding savings over time in traditional fixed return options like FDs or savings accounts.

Initial Public Offerings (IPOs) unveil the intriguing strategy of the Greenshoe option, a safeguard against the tumultuous waves of market volatility post-listing.

Day trading, or intraday trading, is the practice of purchasing and selling equities in the course of a single trading day.

If you're unfamiliar with the financial world, you may have heard the term "commodity market" but not completely understood what it meant.

The Bombay Stock Exchange is one of the oldest and most well-known stock exchanges in Asia, and it holds a major spot in India's financial market.

The constantly shifting circumstances surrounding initial public offerings (IPOs) in the financial sector are like a layer of exhilaration.

It can be difficult to understand the stock market and make wise investing selections in the fast-paced, opportunity-rich world of today.

The stock market is the first place that springs to mind when thinking about investing. There are two primary avenues for businesses to raise money on the stock market: initial public offerings (IPOs) vs secondary markets.

With online investing gaining immense popularity, Demat accounts have become universal for seamlessly managing portfolios of stocks and mutual funds.

With the stock markets increasingly going digital, Demat accounts have become ubiquitous for trading stocks and securities.

How to select stock for option trading? In this constantly evolving finance and trading world, understanding in detail the best stock market and trading options is often a tough task.