Our Company was originally incorporated as `Bajaj Financial Solutions Limited' at Pune, Maharashtra as a public limited company under the Companies Act, 1956, pursuant to a certificate of incorporation dated June 13, 2008, issued by the Registrar of Companies, Maharashtra, at Pune ("RoC") and was granted its certificate for commencement of business on September 24, 2008 by the RoC. Thereafter, the name of our Company was changed to `Bajaj Housing Finance Limited' with a fresh certificate of incorporation dated November 14, 2014 issued by the Assistant Registrar of Companies, Pune.Our Company has been granted a certificate of registration dated September 24, 2015 bearing registration number 09.0127.15 by the NHB to commence/carry on the business of a housing finance institution without accepting public deposits. Further, our Company was specified as a `financial institution' by the Ministry of Finance, by notification dated December 18, 2015 for the purpose of the SARFAESI Act. Pursuant to Reserve Bank of India's press release dated September 30, 2022, we have been categorised as NBFC-Upper Layer as per the Master Direction - Reserve Bank of India (Non-Banking Financial Company - Scale Based Regulation) Directions, 2023.Major Events and Milestones:2018 Our Company commenced lending operations with a focus on salaried home loans2019 The total value of assets under our management reached ?150,000 million We adopted a hub-based model for underwriting salaried credit We raised ?20,000 million through two rounds of fund-raising by way of rights issue2020 The total value of assets under our management reached ?300,000 million We raised ?15,000 million by way of rights issue2021 We began offering repo rate-linked home loans We began intermediary sourcing for retail products We developed B2C mobility app for digital sourcing2022 The total value of assets under our management reached ?500,000 million We introduced the `e-home loan sanction' functionality2023 We were classified as an "NBFC-Upper Layer" by the RBI We introduced `e-agreement' functionality2024 The total value of assets under our management reached ?910,000 million We launched facility for online onboarding of customers We expanded our operations to focus on self-employed home loans We launched "Sambhav Home Loans" product in the affordable home loan segment.