ESAF Small Finance Bank Ltd

Fri 3/07/2026,15:58:14 | NSE : ESAFSFB

₹34.150.57 (1.70%)

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Market Data

Essential tool: analyze, trade, manage, decide.

Open

₹ 33.79

Previous Close

₹ 33.58

Volume

680321

Mkt Cap ( Rs. Cr)

₹1761.98

High

₹ 34.50

Low

₹ 33.60

52 Week High

₹ 37.20

52 Week Low

₹ 19.78

Book Value Per Share

₹ 34.51

Dividend Yield

0.00

Face Value

₹ 10.00

What’s Your Call?

Collective community sentiment on ESAF Small Finance Bank Ltd

Your Vote -

Buy

45.45%

Hold

18.18%

Sell

36.36%

45.45%

22 users have voted

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Option Chain

Analyzes market sentiment, predicts ESAF Small Finance Bank Ltd' movement.

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News

Media spotlight triggers stock stock attention, sentiment.

  • ESAF Small Fin. Bank - General Updates

    2 Jul 2026, 8:19AM ESAF Small Finance Bank Limited has informed the Exchange about Key Business Updates for the Quarter ended June 30, 2026.

  • ESAF Small Fin. Bank - Key Business Updates For The Quarter Ended June 30, 2026

    2 Jul 2026, 8:18AM Key Business Updates for the Quarter ended June 30, 2026.

  • ESAF Small Fin. Bank - Trading Window

    26 Jun 2026, 3:25PM ESAF Small Finance Bank Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regul

  • ESAF Small Fin. Bank - Allotment of Securities

    25 Jun 2026, 11:09AM ESAF Small Finance Bank Limited has informed the Exchange regarding allotment of 8500 securities pursuant to Non Convertible Securities (Tier II Bonds

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Allotment

    25 Jun 2026, 11:06AM Intimation on Allotment of Non-Convertible Debentures (Tier II Bonds) on private placement basis.

  • ESAF Small Fin. Bank - Analysts/Institutional Investor Meet/Con. Call Updates

    23 Jun 2026, 5:45PM ESAF Small Finance Bank Limited has informed the Exchange about Investor/Analyst meet schedule.

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    23 Jun 2026, 5:43PM Intimation of investor/analyst meet

  • ESAF Small Fin. Bank - General Updates

    17 Jun 2026, 3:03PM ESAF Small Finance Bank Limited has informed the Exchange about General Updates

  • ESAF Small Fin. Bank - Spurt in Volume

    17 Jun 2026, 12:31PM Significant increase in volume has been observed in ESAF Small Finance Bank Limited. The Exchange, in order to ensure that investors have latest relev

  • ESAF Small Fin. Bank - Announcement Under Regulation 30 Of SEBI LODR Regulations, 2015 - Clarification With Respect To Volume

    17 Jun 2026, 3:01PM Clarification with respect to Volume Movement.

  • ESAF Small Fin. Bank - Clarification sought from ESAF Small Finance Bank Ltd

    17 Jun 2026, 2:53PM The Exchange has sought clarification from ESAF Small Finance Bank Ltd on June 17, 2026, with reference to Movement in Volume. <BR><BR>The reply is aw

  • ESAF Small Fin. Bank - Announcement Under Regulation 30 Of SEBI (LODR) Regulations, 2015.

    17 Jun 2026, 12:39PM Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015.

  • ESAF Small Fin. Bank - Spurt in Volume

    16 Jun 2026, 6:12PM Significant increase in volume has been observed in ESAF Small Finance Bank Limited. The Exchange, in order to ensure that investors have latest relev

  • ESAF Small Finance Bank crosses Rs 50,000 crore business milestone

    12 Jun 2026, 3:24PM ESAF Small Finance Bank has announced that its total business has surpassed the Rs 50,000 crore mark as of June 11, 2026, reflecting continued growth

  • ESAF Small Fin. Bank - General Updates

    12 Jun 2026, 9:39AM ESAF Small Finance Bank Limited has informed the Exchange about Total Business of the Bank Crossing Rs. 50000 Crore.

  • ESAF Small Fin. Bank - Announcement Under Regulation 30 Of SEBI LODR - Total Business Of The Bank Crossing Rs. 50000 Crore.

    12 Jun 2026, 9:38AM Total Business of the Bank crossing Rs. 50000 Crore - Intimation under Regulation 30 of SEBI LODR Regulations.

  • ESAF Small Fin. Bank - Disclosure under SEBI Takeover Regulations

    11 Jun 2026, 4:08PM ESAF Small Finance Bank Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of Indi

  • ESAF Small Fin. Bank - Change in Management

    4 Jun 2026, 2:10PM ESAF Small Finance Bank Limited has informed the Exchange about change in Management

  • ESAF Small Fin. Bank - Change in Director(s)

    4 Jun 2026, 1:26PM ESAF Small Finance Bank Limited has informed the Exchange regarding Change in Director(s) of the company.

  • ESAF Small Fin. Bank - Outcome of Board Meeting

    4 Jun 2026, 1:15PM ESAF Small Finance Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on Jun 04, 2026.

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Change in Management

    4 Jun 2026, 2:13PM Intimation regarding change in management.

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Change in Directorate

    4 Jun 2026, 1:25PM Intimation regarding change in directors.

  • ESAF Small Fin. Bank - Board Meeting Outcome for Outcome Of The Board Meeting Held On June 4, 2026

    4 Jun 2026, 1:14PM Outcome of the Board meeting held on June 4, 2026

  • ESAF Small Fin. Bank - Allotment of Securities

    22 May 2026, 12:52PM ESAF Small Finance Bank Limited has informed the Exchange regarding allotment of Equity Shares under ESAF Employee Stock Option Scheme 2019

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    22 May 2026, 12:48PM Allotment of Equity Shares under ESAF Employee Stock Option Scheme 2019.

  • ESAF Small Fin. Bank - Analysts/Institutional Investor Meet/Con. Call Updates

    8 May 2026, 5:44PM ESAF Small Finance Bank Limited has informed the Exchange about Transcript of the Earnings Conference Call held on May 4, 2026.

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Earnings Call Transcript

    8 May 2026, 5:42PM Transcript of the Earnings Conference Call held on May 4, 2026.

  • ESAF Small Fin. Bank - Analysts/Institutional Investor Meet/Con. Call Updates

    4 May 2026, 5:47PM ESAF Small Finance Bank Limited has informed the Exchange about Outcome of the Earnings Conference Call held on May 4, 2026.

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    4 May 2026, 5:44PM Outcome of the Earnings Conference Call held on May 4, 2026

  • ESAF Small Fin. Bank - Copy of Newspaper Publication

    1 May 2026, 10:39PM ESAF Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication of Audited Standalone Financial Results of the Bank for

  • ESAF Small Fin. Bank - Analysts/Institutional Investor Meet/Con. Call Updates

    1 May 2026, 10:22PM ESAF Small Finance Bank Limited has informed the Exchange about Investor Presentation on the Audited Standalone Financial Results of the Bank for the

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Investor Presentation

    1 May 2026, 10:17PM Investor Presentation on the Audited Standalone Financial Results of the Bank for the Quarter and Financial Year ended March 31, 2026

  • ESAF Small Fin. Bank - Press Release

    30 Apr 2026, 9:59PM ESAF Small Finance Bank Limited has informed the Exchange regarding a press release dated April 30, 2026, titled ""Press Release on the Audited Standa

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Press Release / Media Release

    30 Apr 2026, 9:58PM Press Release on the Audited Standalone Financials Results of the Bank for the Quarter and Financial Year ended March 31, 2026

  • ESAF Small Fin. Bank - Change in Management

    30 Apr 2026, 5:20PM ESAF Small Finance Bank Limited has informed the Exchange about change in Management

  • ESAF Small Fin. Bank - Change in Director(s)

    30 Apr 2026, 5:09PM ESAF Small Finance Bank Limited has informed the Exchange regarding Change in Director(s) of the company.

  • ESAF Small Fin. Bank - Outcome of Board Meeting

    30 Apr 2026, 4:56PM ESAF Small Finance Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on April 30, 2026.

  • ESAF Small Fin. Bank - Outcome of Board Meeting

    30 Apr 2026, 3:54PM ESAF Small Finance Bank Limited has submitted to the Exchange, the Audited Standalone Financial Results for the Quarter and Financial Year ended March

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Change in Management

    30 Apr 2026, 5:19PM Intimation regarding change in management

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Change in Directorate

    30 Apr 2026, 5:08PM Intimation regarding change in director

  • ESAF Small Fin. Bank - Outcome Of The Board Meeting Held On April 30, 2026

    30 Apr 2026, 4:53PM Outcome of the Board meeting held on April 30, 2026

  • ESAF Small Fin. Bank posts Q4 net profit of Rs 23.51 cr

    30 Apr 2026, 4:40PM The bank reported standalone net profit during the quarter stood at Rs 23.51 crore compared to net loss of Rs 183.19 crore in the previous year quarte

  • ESAF Small Fin. Bank - Audited Standalone Financial Results For The Quarter And Financial Year Ended March 31, 2026.

    30 Apr 2026, 4:04PM Audited Standalone Financial Results for the Quarter and Financial Year ended March 31, 2026.

  • ESAF Small Fin. Bank - Board Meeting Outcome for Outcome Of Board Meeting - Audited Standalone Financial Results For The Quar

    30 Apr 2026, 3:51PM Audited Standalone Financial Results for the Quarter and Financial Year ended March 31, 2026.

  • ESAF Small Fin. Bank - Analysts/Institutional Investor Meet/Con. Call Updates

    28 Apr 2026, 7:33PM ESAF Small Finance Bank Limited has informed the Exchange about a conference call for analysts and investors to discuss the results of the Audited Sta

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    28 Apr 2026, 7:31PM Intimation is hereby given that a conference call for analysts and investors to discuss the results of the Audited Standalone Financial Results for th

  • ESAF Small Fin. Bank - Board Meeting Intimation for Considering And Approving The Audited Standalone Financial Results Of The

    24 Apr 2026, 5:26PM ESAF Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 30/04/2026 ,inter alia, to consi

  • ESAF Small Fin. Bank has submitted to BSE the Shareholding Pattern for the Period Ended March 31, 2026

    21 Apr 2026, 12:50PM As of March 2026, 63.28% is owned by Indian Promoters and 36.72% by Public. <p align=justify> Institutional holds 4.64% (Insurance Companies 4.63%) an

  • ESAF Small Fin. Bank - Allotment of Securities

    13 Apr 2026, 2:40PM ESAF Small Finance Bank Limited has informed the Exchange regarding Allotment of Equity Shares under ESAF Employee Stock Option Scheme 2019.

  • ESAF Small Fin. Bank - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    13 Apr 2026, 2:37PM Allotment of Equity Shares under ESAF Employee Stock Option Scheme 2019.

  • ESAF Small Fin. Bank - Certificate under SEBI (Depositories and Participants) Regulations, 2018

    6 Apr 2026, 4:05PM ESAF Small Finance Bank Limited has informed the Exchange about Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations

  • ESAF Small Fin. Bank - Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    6 Apr 2026, 4:01PM Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended March 31, 2026.

  • ESAF Small Fin. Bank - General Updates

    4 Apr 2026, 6:38PM ESAF Small Finance Bank Limited has informed the Exchange about Key Business Updates for the quarter ended March 31, 2026

  • ESAF Small Fin. Bank - Key Business Updates For The Quarter Ended March 31, 2026

    4 Apr 2026, 6:41PM Key Business Updates for the Quarter ended March 31, 2026

  • ESAF Small Finance Bank gains as board nod Rs. 735 cr bad loan sale to ARC

    19 Jun 2025 , 10:39AM ESAF SFB board approves to offload Rs. 735 cr bad loan to ARC
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Key fundamentals

Evaluate the intrinsic value of ESAF Small Finance Bank Ltd stock 

Name March-25 March-24 March-23 March-22 March-21
Assets 27178.2894 26086.8821 20223.657 17707.5641 12338.652
Liabilities 27178.2894 26086.8821 20223.657 17707.5641 12338.652
Equity 515.4275 514.7799 449.474 449.4738 449.474
Gross Profit -1100.8057 179.5815 159.92 -100.957 43.842
Net Profit -521.3895 425.5677 302.333 54.7318 105.396
Cash From Operating Activities 3176.3222 1000.9278 -573 -584.5022 1127.445
NPM(%) -13.49 11.14 10.59 2.82 6.42
Revenue 3862.22 3818.4268 2853.659 1939.9255 1641.173
Expenses 4963.0257 3638.8453 2693.739 2040.8825 1597.331
ROE(%) -29.28 23.9 16.98 3.07 5.92

Shareholding Pattern

Corporate Action

XD-Date Dividend-Amount Dividend-% Dividend Yield(%GE) Price on that day
07 Aug 2024 0.7 7 0 59.9

Peers

Other companies within the same industry or sector that are comparable to ESAF Small Finance Bank Ltd

Company Price Price (% change) pe(x) EV/EBITDA(x) ROE(%) ROCE(%)
Equitas Small Finance Bank Ltd 76.30 -1.48 84.78 3833.36 12.86 0.00
Fino Payments Bank Ltd 136.60 -1.53 21.68 279.86 111.19 0.00
Central Bank of India 32.80 0.77 6.56 30439.86 49.98 0.57
Kotak Mahindra Bank Ltd 396.75 -0.64 20.46 6686.39 1939.12 0.13

Company Info

The Promoter, ESAF Financial Holdings Private Limited, was granted the RBI In-Principle Approval to establish an SFB, on October 7, 2015. the Bank was incorporated as `ESAF Small Finance Bank Limited' on May 5, 2016 at Thrissur, Kerala, as a public limited company under the Companies Act, 2013, and was granted a certificate of incorporation by the RoC. the Bank was thereafter granted the RBI Final Approval vide license no. MUM:124, to carry on business as an SFB, on November 18, 2016. Subsequently, ESAF Financial Holdings Private Limited transferred its business undertaking comprising of its lending and financing business to the Bank pursuant to the Business Transfer Agreement dated February 22, 2017 (described in more detail below). the Bank commenced its business as an SFB on March 10, 2017. the Bank became a scheduled bank pursuant to a notification bearing no. DBR.NBD.(SFBESAF).No.4083/16.13.216/2018-19 dated November 12, 2018 issued by the RBI and published in the gazette of India (Part III-Section 4) dated December 22 - December 28, 2018, as per which the Bank was included in the second schedule to the RBI Act.Major events :2016- Received RBI Final Approval for commencement of banking operations- Incorporation of the Bank2017- Commenced the banking operations2018- Crossed 2.00 million borrowers- Bank became a member of the Global Alliance for Banking on Values- Received RBI approval for maintaining non-resident rupee account- Inclusion of the Bank in the second schedule of the RBI Act- Selected by the GoI for Atal Pension Yojana- Crossed 100 Branches in aggregate2019- Crossed 400 Branches in aggregate- Banking business (advances and deposits) crossed over Rs. 100,000 million2020- Crossed 500 Branches in aggregate2021- Banking business (advances and deposits) crossed over Rs. 150,000 million2022- Crossed a customer base of 6.00 million- Gold Loan Portfolio crossed 10,000 million- Opened 150 unbanked rural centres2023- Launched Rainbow Savings Account exclusively for the transgender community- Opened 700th branch- Authorized to deal in foreign exchange by the RBI by virtue of the Authorized Dealer - Category I license issued by the RBI- Launched WhatsApp Banking- Implemented e-signature for Micro Loan disbursals

The Promoter, ESAF Financial Holdings Private Limited, was granted the RBI In-Principle Approval to establish an SFB, on October 7, 2015. the Bank was incorporated as `ESAF Small Finance Bank Limited' on May 5, 2016 at Thrissur, Kerala, as a public limited company under the Companies Act, 2013, and was granted a certificate of incorporation by the RoC. the Bank was thereafter granted the RBI Final Approval vide license no. MUM:124, to carry on business as an SFB, on November 18, 2016. Subsequently, ESAF Financial Holdings Private Limited transferred its business undertaking comprising of its lending and financing business to the Bank pursuant to the Business Transfer Agreement dated February 22, 2017 (described in more detail below). the Bank commenced its business as an SFB on March 10, 2017. the Bank became a scheduled bank pursuant to a notification bearing no. DBR.NBD.(SFBESAF).No.4083/16.13.216/2018-19 dated November 12, 2018 issued by the RBI and published in the gazette of India (Part III-Section 4) dated December 22 - December 28, 2018, as per which the Bank was included in the second schedule to the RBI Act.Major events :2016- Received RBI Final Approval for commencement of banking operations- Incorporation of the Bank2017- Commenced the banking operations2018- Crossed 2.00 million borrowers- Bank became a member of the Global Alliance for Banking on Values- Received RBI approval for maintaining non-resident rupee account- Inclusion of the Bank in the second schedule of the RBI Act- Selected by the GoI for Atal Pension Yojana- Crossed 100 Branches in aggregate2019- Crossed 400 Branches in aggregate- Banking business (advances and deposits) crossed over Rs. 100,000 million2020- Crossed 500 Branches in aggregate2021- Banking business (advances and deposits) crossed over Rs. 150,000 million2022- Crossed a customer base of 6.00 million- Gold Loan Portfolio crossed 10,000 million- Opened 150 unbanked rural centres2023- Launched Rainbow Savings Account exclusively for the transgender community- Opened 700th branch- Authorized to deal in foreign exchange by the RBI by virtue of the Authorized Dealer - Category I license issued by the RBI- Launched WhatsApp Banking- Implemented e-signature for Micro Loan disbursals

Parent Organisation

ESAF Small Finance Bank Ltd.

Founded

05/05/2016

Managing Director

Dr.Kadambelil Paul Thomas

NSE Symbol

ESAFSFBEQ

FAQ