Our Company was incorporated as `Fedbank Financial Services Limited' on April 17, 1995 in Kerala at Kochi, as a public limited company under the Companies Act, 1956 and was granted a certificate of incorporation by the Registrar of Companies, Kerala at Kochi. Our Company received a certificate of commencement of business issued by the Registrar of Companies, Kerala dated July 17, 1995. Subsequently, pursuant to a change in our registered office by way of a resolution passed by our shareholders on February 10, 2021, a certificate of registration in relation to the change of state was issued by the RoC on July 26, 2021. Our Company is registered with the RBI to carry on the business of a non-banking financial institution without accepting public deposits (certificate of registration no. N-16.00187).Major events and milestones:1995 -Incorporation of our Company2007-Commenced business of distribution of housing loans, home equity mortgage loans, personal car loans and personal loans for the Promoter2010-Received license to operate as an NBFC from the RBI2011-Commenced the business of distribution of gold loans2012-Commenced the business of medium ticket LAP2015-Loan book of our Company crossed ? 5,000 million-Crossed 100 branches-Commenced the business of construction finance offering2016-Net worth of our Company crossed ? 2,000 million2017-Commenced business of small ticket LAP and structured finance products-Loan book of our Company crossed ? 10,000 million2018-Commenced business of distribution of unsecured business loans-Received investment of ? 1,686.00 million by True North2019-Crossed 200 branches-Net worth of our Company crossed ? 5,000 million;-Loan book of our Company crossed ? 30,000 million2020-Crossed 300 branches-Maiden Subordinated liabilities issuance of ? 2,500 million-Initiated digital transformation journey-Loan book of our Company crossed ? 40,000 million2021-Crossed 500 branches-Net worth of our Company crossed ? 10,000 million-Started operations o f door-step gold loans-Loan book of our Company crossed ? 50,000 million-Shifted the registered office of the Company from Aluva, Kerala to Mumbai, Maharashtra2022-Crossed 550 branches-Net worth of our Company crossed ? 13,000 million-Loan book of our Company crossed ? 70,000 million-Door-step gold loans AUM crossed ?1,000 million-Credit rating of our Company was upgraded from AA- to AA by CARE Ratings Limited2023-Net worth of our Company crossed ? 13,500 million-Loan book of our Company crossed ? 80,000 million-Issuance of MLD amounting to ? 2,000 million-Issuance of subordinated debt of ? 2,000 million