The Bank was incorporated as `Janalakshmi Financial Services Private Limited' on July 24, 2006 at Bengaluru, Karnataka as a private limited company under the Companies Act, 1956, and was granted the certificate of incorporation by the RoC. Janalakshmi Financial Services Private Limited, was granted a certificate of registration dated March 4, 2008 by RBI to commence the business of non-banking financial institution without accepting public deposits and was converted into an NBFCMFI with effect from September 5, 2013. Subsequently, pursuant to a Board resolution dated June 1, 2015 and a Shareholders' resolution dated June 29, 2015, our Bank was converted into a public limited company under the Companies Act, 1956 with effect from August 10, 2015 and the name of our Bank was changed from `Janalakshmi Financial Services Private Limited' to `Janalakshmi Financial Services Limited', and a fresh certificate of incorporation of our Bank was issued by the RoC under such name. Janalakshmi Financial Services Limited, was granted a fresh certificate of registration as a non-banking financial institution without accepting public deposits dated September 18, 2015 pursuant to such name change. Our Bank, then known as Janalakshmi Financial Services Limited was granted an in-principle approval by the RBI to convert into an SFB on October 7, 2015. Thereafter, our Bank received the final approval dated April 28, 2017 from the RBI, to establish and carry on business as an SFB. Pursuant to resolutions passed by the Board and Shareholders on May 30, 2017 and January 12, 2018 respectively, the name of our Bank was changed from `Janalakshmi Financial Services Limited' to `Jana Small Finance Bank Limited', and a fresh certificate of incorporation dated January 29, 2018 was issued by the RoC consequent upon the change of name. Our Bank commenced its business as an SFB with effect from March 28, 2018 and its name was included in the second schedule to the RBI Act pursuant to a notification dated July 16, 2019 issued by the RBI.Major events and milestones2008-RBI granted certificate of registration to commence the business of non-banking financial institution without accepting public deposits to Janalakshmi Financial Services Limited2014-Investment by TPG Asia VI SF Pte. Ltd in the Bank of approximately ?2,486 million2015- Received in-principal approval by the RBI to convert to an SFB;- RBI granted certificate of registration to commence the business of non-banking financial institution without accepting public deposits- Incorporation of our Bank2016-Investment by Caladium Investment Pte. Ltd in the Bank of approximately ?3,705 million2017- Received RBI Final Approval for commencement of SFB operations;- Investment by Bajaj Allianz Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited and ICICI Prudential Life Insurance in the Bank of approximately ?1,500 million, ?50 million and ?1,000 million, respectively2018- Investment by HarbourVest Partners Co-Investment Fund IV L.P and ICICI Lombard General Insurance Company in the Bank of approximately ?2,574 million and ?503 million, respectively;- Launched Gold Loan;- Commenced Commercial Operations as an SFB2019- Included in the second schedule to the RBI Act;- Launched Affordable Housing Loan;- Investment by Amansa Holdings Pte. Ltd and Hero Enterprise Partner Ventures in the Bank of approximately ?2,150 million and ?300 million, respectively2020- Our gross AUM was ?112,630.35 million and served over 3.05 million active customers as on September 30, 2020;- Crossed ?102,299.09 million deposit as on September 30, 2020;- Launch of DigiGen - Fully integrated, paperless and digital account opening and KYC process;- Launched Two-Wheeler Loan2021- Our gross AUM was ? 153,473.37 million as on March 31, 20212023- We have recorded our highest ever PAT of ? 2,559.71 million for the financial year ended March 31, 2023;- Investment of ? 3,066.19 million raised by new investors;- Investment by Dovetail, Deepak Talwar, Volrado, Singularity in the Bank of ?200 million, ? 10 million, ?530 million, and ? 380 million, respectively;- We have a pan-India distribution network and as on March 31, 2023, we crossed 754 branches of which 272 are Unbanked Rural Centers and 61 ATMs;- Our gross AUM was ?201,018.01 million as on March 31, 2023 2024-Jana Small Finance Bank Limited awarded under four categories at Emerging Asia Banking Conclave.-Jana Small Finance Bank received the Leader in Digital Transformation Strategy at the 9th BFSI Leadership & Awards Summit.