Our Company was incorporated as `Pine Labs Private Limited' at New Delhi, India as a private limited company under the Companies Act, 1956, pursuant to a certificate of incorporation dated May 18, 1998 issued by the Registrar of Companies, Delhi and Haryana at New Delhi ("RoC"). Prior to 2014, our Company offered payment solutions to accept credit and debit cards, which streamlined transactions and allowed for equated monthly instalments, loyalty benefits and other promotions. For further details, see "- Major events and milestones of our Company" on page 293. Subsequently, our Company was converted to a public limited company and the name of our Company was changed to `Pine Labs Limited' pursuant to a Board resolution dated May 9, 2025 and a Shareholders' resolution dated May 16, 2025, and a fresh certificate of incorporation dated June 6, 2025 was issued by the RoC.Major Events and Milestones:1998- Incorporated as Pine Labs Private Limited and started operations in India2005- Launched `Plutus': A payment solution to accept credit and debit cards, which streamlines transactions and allows for equated monthly instalments, loyalty benefits and other promotions, India2013- Launched PayLater in India2014- Launched PinePerks (a part of PineLabs Prepaid): A customizable rewards and gifting solution platform, in India2017- Expanded our operations to Malaysia2019- Acquired Qwikcilver (a part of PineLabs Prepaid)2020- Invested in Fave, and subsequently fully acquired Fave2021- Launched Plural (now Pine Labs Online), in India2022- Acquired QFix- Acquired Mosambee- Acquired Setu2023- Acquired Credit 2025- Merged with Pine Labs Singapore through the Scheme of Arrangement