Key Benefits

01

Provides comprehensive financial protection to your family

02

Option to choose a cover which fits your needs from 3 plan options 

03

Get back all premiums paid on survival till maturity with Return of Premium^ option 

04

Additional amount payable in case of accidental death* during policy term 

05

Acceleration of Death benefit^ on diagnosis of specified terminal illnesses, till age 80 years.

06

Option to choose increasing Death Benefit up to 200% under Life option 

07

Option to vary your Death Benefit according to your need under Life Goal option 

08

Waiver of Premium on diagnosis of Critical Illness (through WOP CI option) 

09

Waiver of Premium on Total and Permanent Disability (through WOP Disability option) 

10

Option to choose Additional Cover for Spouse^

11

Option to receive Death Benefit in Instalments Option to financially protect your parent (s) / grandparent (s) till their survival under Parent Secure Option#

Plan Option

Life

Life Plus

Life Goal

Min. Age at Entry

18 Years

Max. Age at Entry

84 Years

65 Years

Min. Age at Maturity

18 Years

23 Years

Max. Age at Maturity

85 Years

Min. Policy Term (PT)

Single Pay: 1 month

Regular Pay: 2 years

Limited Pay: 3 years

Single Pay: 5 years Limited Pay: 7 years

Max. Policy Term (PT)

85 years – Age at Entry

Min. Basic Sum Assured

Rs 10,000

Max. Basic Sum Assured

For Entry age > 65 years: Rs 50,000

For all other cases: There is no maximum limit.

However, the acceptance of any case is subject to Board Approved Underwriting Policy (BAUP).

All ages are expressed as on last birthday. For all ages, risk commences from the date of inception of the contract.

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Insurance is a subject matter of solicitation. Sharekhan Ltd. acts solely as a distributor of Life Insurance and does not underwrite risks or process claims. For detailed Insurance Disclaimer and other details, click here.

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