Key Benefits
Provides comprehensive financial protection to your family
Option to choose a cover which fits your needs from 3 plan options
Get back all premiums paid on survival till maturity with Return of Premium^ option
Additional amount payable in case of accidental death* during policy term
Acceleration of Death benefit^ on diagnosis of specified terminal illnesses, till age 80 years.
Option to choose increasing Death Benefit up to 200% under Life option
Option to vary your Death Benefit according to your need under Life Goal option
Waiver of Premium on diagnosis of Critical Illness (through WOP CI option)
Waiver of Premium on Total and Permanent Disability (through WOP Disability option)
Option to choose Additional Cover for Spouse^
Option to receive Death Benefit in Instalments Option to financially protect your parent (s) / grandparent (s) till their survival under Parent Secure Option#
Plan Option |
Life |
Life Plus |
Life Goal |
Min. Age at Entry |
18 Years |
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Max. Age at Entry |
84 Years |
65 Years |
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Min. Age at Maturity |
18 Years |
23 Years |
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Max. Age at Maturity |
85 Years |
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Min. Policy Term (PT) |
Single Pay: 1 month Regular Pay: 2 years Limited Pay: 3 years |
Single Pay: 5 years Limited Pay: 7 years |
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Max. Policy Term (PT) |
85 years – Age at Entry |
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Min. Basic Sum Assured |
Rs 10,000 |
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Max. Basic Sum Assured |
For Entry age > 65 years: Rs 50,000 For all other cases: There is no maximum limit. However, the acceptance of any case is subject to Board Approved Underwriting Policy (BAUP). |
All ages are expressed as on last birthday. For all ages, risk commences from the date of inception of the contract.
Insurance is a subject matter of solicitation. Sharekhan Ltd. acts solely as a distributor of Life Insurance and does not underwrite risks or process claims. For detailed Insurance Disclaimer and other details, click here.