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Bajaj Housing Finance Q4 results: Net profit rises 14% to Rs 669 crore: Bajaj Housing Finance reported a 14% y-o-y rise in Q4 profit, as strong loan growth helped offset narrowing margins competition in the home-loan market intensifying. As easing inflation and lower taxes supported household spending and corporate borrowing. The company's AUM rose 23% y-o-y to Rs 1.41 lakh crore for the quarter ended March 31, with loan disbursements also jumping 23% to Rs 17,506 crore. NII fell to Rs 945 crore from Rs 963 crore in the preceding quarter, even as loan assets expanded 5.5% sequentially, underscoring the margin compression playing out across the housing finance sector. The company's portfolio yield - the weighted average return on the loan book - stood at 9.1% in the March quarter, down from 9.7% a year earlier, as competitive pressure from banks pushed home loan pricing lower. Net interest margin slipped to 3.8% from 4% in the previous quarter. Asset quality was largely stable, with gross bad loans as a percentage of total loans holding at 0.27% at the end of March.
Bajaj Housing Fin (₹ 88.89 -0.54% )
28 Apr 2026, 10:02AM
Coal India: Q4 FY26 was the strongest quarter of FY26, with PAT up 12% YoY and revenue up 6% YoY, driven by higher e-auction volumes and better realisation. In Q4FY26, Coal India reported a consistent performance. With coal sales of 199 million tonnes (down 1% YoY), total operating income for the quarter was Rs 46,490 crore (up 6% YoY). The quarter's reported EBITDA was Rs 12,673 crore, with corresponding EBITDA margins of 27.3% (up ~57 bps YoY). Employee costs declined 2% YoY in Q4 due to 4% manpower reduction (no repeat of one-time executive pay provision which was booked in earlier quarters). Compared to Rs 593/tonne in Q4FY25, EBITDA/tonne for Q3FY26 was Rs 636/tonne. PAT increased by 15% year over year to Rs 10,908 crore. With a cumulative dividend of Rs 26.5 per share for FY26, the business announced a final dividend of Rs 5.25 per share.
Coal India (₹ 482.3 3.28% )
28 Apr 2026, 10:01AM
AU Small Finance: NIM expanded 24 bps QoQ to 5.96% (ahead of our estimates), driven by three factors: 12 bps decline in cost of funds, 6 bps benefit from lower slippages/higher NPA resolution, and ~7 bps seasonal benefit from lower February day count. As a result of which NII was up 23.3% YOY helped by margin expansion and robust loan growth. Opex was higher due to business volume and capacity addition however lower credit cost drove PAT at 65.2% YoY to Rs 832 crore. Overall asset quality improved on sequential basis as GNPA and NNPA ratios declined to 2.03% and 0.74%, while fresh NPA addition was also lower.
Au Small Fin Bank (₹ 1029.5 0.66% )
28 Apr 2026, 9:53AM
Union Bank: NII came in at Rs 786 crore, up a robust 30.9% YoY and 4.5% QoQ driven by strong loan growth and margin expansion on YoY basis. NIM contracted marginally by 2 bps QoQ to 3.87%, though it was up 27 bps YoY, reflecting the benefit of lower funding costs and improved asset quality over the prior year. Opex grew 21.0% YoY and 2.6% QoQ to Rs 497 crore, largely driven by business volume additions and branch capacity expansion. Operating profit was a strong beat at Rs 580 crore vs. estimate of Rs 542 crore (+7%). PAT came in at Rs 360 crore, up 24.9% YoY and 8.3% QoQ, ahead of our estimate of Rs 350 crore (+3% beat). Advances surged 26.5% YoY and 8.2% QoQ to Rs 65,875 crore, Deposit growth was also healthy at 23.3% YoY and 11.1% QoQ to Rs 78,308 crore, supporting the bank's balance sheet expansion.
Union Bank of In (₹ 170.6 0.07% )
28 Apr 2026, 9:49AM
The Phoenix Mills: The company reported a strong Q4FY26 performance with net profit up 50% YoY to Rs 403 crore. Revenue grew 21% YoY to Rs 1,233 crore, while EBITDA rose 34% YoY with margins expanding to 60% from 55%, reflecting strong operating leverage. Operationally, the company reported record retail consumption of Rs 16,578 crore in FY26 (+21% YoY), with Q4 consumption up 31% YoY to Rs 4,251 crore, indicating strong demand across malls. In the commercial segment, Phoenix added 2.8 mn sq. ft. of office space, taking total portfolio to 4.8 mn sq. ft. with 70% occupancy. The hospitality segment remained steady, with St. Regis Mumbai reporting 6% RevPAR growth in Q4 and 7% for FY26, with occupancy at 86%. The residential segment also saw strong traction, with sales rising to Rs 471 crore vs Rs 212 crore last year. Overall, the performance reflects strong consumption trends, improving office leasing, and steady growth across segments.
Phoenix Mills (₹ 1776.8 0.85% )
28 Apr 2026, 9:47AMTWEETS BY @Sharekhan
