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Aadhar Housing Finance Ltd

Mon 18/05/2026,15:58:4 | NSE : AADHARHFC

₹ 464.300.15 (0.03%)

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Market Data

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Open

₹ 460.00

Previous Close

₹ 464.15

Volume

225286

Mkt Cap ( Rs. Cr)

₹20229.72

High

₹ 470.00

Low

₹ 451.20

52 Week High

₹ 547.80

52 Week Low

₹ 411.30

Book Value Per Share

₹ 164.75

Dividend Yield

0.00

Face Value

₹ 10.00

What’s Your Call?

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Your Vote -

Buy

85.71%

Hold

0.00%

Sell

14.29%

85.71%

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Market Depth

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Buy Order Quantity

100%

Sell Order Quantity

0%

Bid Price

Qty

464.30

1601

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0

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0

0.00

0

0.00

0

Bid Total

1601

Bid Price

Qty

0.00

0

0.00

0

0.00

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0

0.00

0

Bid Total

0

Option Chain

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News

Media spotlight triggers stock stock attention, sentiment.

  • Aadhar Housing Fin. - Analysts/Institutional Investor Meet/Con. Call Updates

    11 May 2026, 5:10PM Aadhar Housing Finance Limited has informed the Exchange about Transcript
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Earnings Call Transcript

    11 May 2026, 5:06PM Transcript of the Earnings Conference Call for the Financial Year ended March 31, 2026
  • Aadhar Housing Fin. - General Updates

    7 May 2026, 4:43PM Aadhar Housing Finance Limited has informed the Exchange about Disclosure of ESG Rating
  • Aadhar Housing Fin. - Copy of Newspaper Publication

    7 May 2026, 3:51PM Aadhar Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
  • Aadhar Housing Fin. - Analysts/Institutional Investor Meet/Con. Call Updates

    5 May 2026, 9:24PM Aadhar Housing Finance Limited has informed the Exchange about Link of Recording
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

    5 May 2026, 9:19PM Audio recording of Earnings Conference Call for the quarter and financial year ended 31st March 2026
  • Aadhar Housing Fin. - Outcome of Board Meeting

    5 May 2026, 5:22PM Aadhar Housing Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Monitoring Agency Report

    5 May 2026, 5:22PM Monitoring Agency Report for the quarter ended March 31, 2026
  • Aadhar Housing Fin. - Investor Presentation

    5 May 2026, 5:16PM Aadhar Housing Finance Limited has informed the Exchange about Investor Presentation
  • Aadhar Housing Fin. - Change in Auditors

    5 May 2026, 5:13PM Aadhar Housing Finance Limited has informed the Exchange regarding Change in Auditors of the company.
  • Aadhar Housing Fin. - Outcome of Board Meeting

    5 May 2026, 5:10PM Aadhar Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting for Appointment of Statutory Auditor subject to approval o
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s

    5 May 2026, 5:10PM Appointment of Statutory Auditors subject to the approval of the shareholders at the ensuing Annual General Meeting of the Company
  • Aadhar Housing Fin. - Press Release

    5 May 2026, 5:03PM Aadhar Housing Finance Limited has informed the Exchange regarding a press release dated May 05, 2026, titled ""Press Release on Financial Results for
  • Aadhar Housing Fin. - Statement of deviation(s) or variation(s) under Reg. 32

    5 May 2026, 4:57PM Aadhar Housing Finance Limited has informed the Exchange about statement of deviation(s) or variation(s) under Reg. 32
  • Aadhar Housing Fin. - Monitoring Agency Report

    5 May 2026, 4:38PM Monitoring Agency report for the quarter ended 31st March 2026.
  • Aadhar Housing Fin. - Outcome of Board Meeting

    5 May 2026, 4:32PM Aadhar Housing Finance Limited has submitted to the Exchange, the financial results for the year ended March 31, 2026.
  • Aadhar Housing Fin. - Compliances-Reg. 54 - Asset Cover details

    5 May 2026, 5:43PM Asset cover details w.r.t. Non-Convertible Debentures of the Company
  • Aadhar Housing Fin. - Statement Of Deviation For The Quarter Ended March 31, 2026

    5 May 2026, 5:38PM Statement of deviation for the quarter ended March 31, 2026
  • Aadhar Housing Fin. - Compliances-Reg. 52 (7) - Statement of Material Deviations in proceeds of issue of NCD / NCRP

    5 May 2026, 5:34PM Statement of deviation for the quarter ended March 31, 2026
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Investor Presentation

    5 May 2026, 5:19PM Investor Presentation
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Press Release / Media Release

    5 May 2026, 5:04PM Press Release dated May 5, 2026
  • Aadhar Housing Fin. - Compliances-Reg. 52 - Financial Result

    5 May 2026, 5:01PM Financial Results for the quarter ended March 31, 2026
  • Aadhar Housing Fin. - Audited Financial Results For The Quarter And Year Ended March 31, 2026

    5 May 2026, 4:52PM Audited Financial Results for the quarter and year ended March 31, 2026
  • Aadhar Housing Fin. Q4 net profit up 26.67% at Rs 310.65 cr

    5 May 2026, 4:40PM The company reported standalone net profit of Rs 310.65 crore for the quarter ended March 31, 2026 as compared to Rs 245.24 crore in the same period l
  • Aadhar Housing Fin. - Board Meeting Outcome for Outcome Of Board Meeting Dated May 5, 2026

    5 May 2026, 4:34PM Outcome of Board Meeting dated May 5, 2026
  • Aadhar Housing Fin. - Analysts/Institutional Investor Meet/Con. Call Updates

    1 May 2026, 2:51PM Aadhar Housing Finance Limited has informed the Exchange about Advance Intimation for Schedule of Analysts / Investor Call to discuss the Financial St
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    1 May 2026, 2:47PM Advance Intimation for Schedule of Analysts / Investor Call to discuss the Financial Statements of the Company for the year ended March 31, 2026 on T
  • Aadhar Housing Fin. - Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A

    28 Apr 2026, 4:44PM <b>Format of Initial Disclosure to be made by an entity identified as a Large Corporate.</b><br/><br/> <table border='1px'><tr> <td><b>Sr. No.</b></td
  • Aadhar Housing Fin. - General Updates

    27 Apr 2026, 11:36PM Aadhar Housing Finance Limited has informed the Exchange about Options to purchase securities
  • Aadhar Housing Fin. - Appointment

    24 Apr 2026, 5:54PM Aadhar Housing Finance Limited has informed the Exchange regarding Appointment of Mr. Ashutosh Balyan as Head of Credit of the company w.e.f. April 24
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Change in Management

    24 Apr 2026, 5:48PM Appointment of Senior Management Personnel
  • Aadhar Housing Fin. - General Updates

    23 Apr 2026, 5:30PM Aadhar Housing Finance Limited has informed the Exchange about Disclosure under Regulation 30(5) of SEBI (Listing Obligations and Disclosure Requireme
  • Aadhar Housing Fin. - Analysts/Institutional Investor Meet/Con. Call Updates

    23 Apr 2026, 2:06PM Aadhar Housing Finance Limited has informed the Exchange about Schedule of meet
  • Aadhar Housing Fin. - Disclosure Under Regulation 30(5) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations

    23 Apr 2026, 5:23PM Disclosure under Regulation 30(5) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    23 Apr 2026, 2:00PM Advance Intimation of Schedule of Analysts / Investor Call to discuss the Financial Statements of the Company for the year ended March 31, 2026.
  • Aadhar Housing Fin. - Board Meeting Intimation for To Consider The Standalone And Consolidated Audited Financial Results Alon

    23 Apr 2026, 1:18PM Aadhar Housing Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/05/2026 ,inter alia, to consid
  • Aadhar Housing Fin. - Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)

    15 Apr 2026, 1:39PM Half-yearly report of Non-Convertible Debentures for the half year ended March 31, 2026
  • Aadhar Housing Fin. has submitted to BSE the Shareholding Pattern for the Period Ended March 31, 2026

    13 Apr 2026, 6:30PM As of March 2026, 64.90% is owned by Foreign Promoters and 35.10% by Public. <p align=justify> Institutional holds 15.28% (Insurance Companies 0.96%)
  • Aadhar Housing Fin. - Asset Liability Management (ALM) statement

    10 Apr 2026, 5:29PM Asset Liability Management Statement as on March 31, 2026
  • Aadhar Housing Fin. - Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regul

    10 Apr 2026, 10:50AM The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SE
  • Aadhar Housing Fin. - Certificate under SEBI (Depositories and Participants) Regulations, 2018

    6 Apr 2026, 4:54PM Aadhar Housing Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
  • Aadhar Housing Fin. - Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

    6 Apr 2026, 4:25PM Submission of Compliance Certificate under 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended March 31, 2026.
  • Aadhar Housing Fin. - Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)

    6 Apr 2026, 3:43PM Half-yearly report of Non-Convertible Debentures for the half year ended March 31, 2026
  • Aadhar Housing Fin. - Certificate from CEO/CFO

    1 Apr 2026, 1:58PM CEO/CFO Certificate for the quarter ended March 31, 2026 regarding utilisation of proceeds from Commercial Paper
  • Aadhar Housing Fin. - Intimation About Payment Of Interest And Redemption Amount On Non-Convertible Debentures Of The Company

    26 Mar 2026, 1:36PM Intimation about payment of interest and redemption amount on Non-Convertible Debentures of the Company
  • Aadhar Housing Fin. - Trading Window

    24 Mar 2026, 5:50PM Aadhar Housing Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regula
  • Aadhar Housing Fin. - ESOP/ESOS/ESPS

    20 Mar 2026, 7:10PM Aadhar Housing Finance Limited has informed the Exchange regarding Allotment of 867247 Equity Shares pursuant to exercise of ESOPsS.
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    20 Mar 2026, 7:05PM Intimation for allotment of equity shares pursuant to exercise of ESOPs
  • Aadhar Housing Fin. - Address Change

    17 Mar 2026, 3:29PM Aadhar Housing Finance Limited has informed the Exchange regarding change in Corporate Office of the company.
  • Aadhar Housing Fin. - Intimation About Payment Of Interest And Redemption Amount On Non-Convertible Debentures Of The Company

    17 Mar 2026, 5:43PM Intimation about payment of interest and redemption amount on Non-Convertible Debentures of the Company
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Change in Corporate Office Address

    17 Mar 2026, 3:32PM Intimation for change in Corporate Office address of the Company
  • Aadhar Housing Fin. - ESOP/ESOS/ESPS

    16 Mar 2026, 8:23PM Aadhar Housing Finance Limited has informed the Exchange regarding Allotment of 243852 equity Shares pursuant to exercise of ESOPs.
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    16 Mar 2026, 8:13PM Intimation for allotment of equity shares pursuant to exercise of ESOPs
  • Aadhar Housing Fin. - Regulation 60(2) Record Date Interest Payment / Redemption / Dividend

    2 Mar 2026, 3:41PM The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of
  • Aadhar Housing Fin. - Analysts/Institutional Investor Meet/Con. Call Updates

    27 Feb 2026, 6:12PM Aadhar Housing Finance Limited has informed the Exchange about Schedule of meet
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    27 Feb 2026, 6:11PM Intimation of Schedule of Investor meeting
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

    27 Feb 2026, 6:10PM Intimation of Schedule of Investor meeting
  • Aadhar Housing Fin. - Updates

    27 Feb 2026, 4:31PM Aadhar Housing Finance Limited has informed the Exchange regarding 'Disclosure Under Regulation 7(2)(B) Of Securities And Exchange Board Of India (Pro
  • Aadhar Housing Fin. - Disclosure Under Regulation 7(2)(B) Of Securities And Exchange Board Of India (Prohibition Of Insider T

    27 Feb 2026, 4:14PM Disclosure under Regulation 7(2)(b) of Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015
  • Aadhar Housing Fin. - General Updates

    26 Feb 2026, 6:29PM Aadhar Housing Finance Limited has informed the Exchange about Disclosure under Regulation 31A of SEBI (LODR) Regulations, 2015- Reclassification of P
  • Aadhar Housing Fin. - Disclosure Under Regulation 31A Of The SEBI (LODR) Regulations, 2015- Reclassification Of Promoters And

    26 Feb 2026, 6:26PM Disclosure under Regulation 31A of the SEBI (LODR) Regulations, 2015- Reclassification of Promoter and Members of the Promoter Group to Public Categor
  • Aadhar Housing Fin. - General Updates

    26 Feb 2026, 6:17PM Aadhar Housing Finance Limited has informed the Exchange about Change in Control of the Company.
  • Aadhar Housing Fin. - Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And D

    26 Feb 2026, 6:13PM Intimation for Change in Control of the Company.
  • Aadhar Housing Fin. - ESOP/ESOS/ESPS

    23 Feb 2026, 10:31PM Aadhar Housing Finance Limited has informed the Exchange regarding Allotment of 796299 Shares.
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

    23 Feb 2026, 10:18PM Intimation for allotment of equity shares pursuant to exercise of ESOPs
  • Aadhar Housing Fin. - Announcement under Regulation 30 (LODR)-Open Offer - Updates

    19 Feb 2026, 7:55PM Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015.
  • Aadhar Housing Fin. - General Updates

    19 Feb 2026, 7:54PM Aadhar Housing Finance Limited has informed the Exchange about General Updates
  • Aadhar Housing Fin - Post-Offer Advertisement

    19 Feb 2026, 4:24PM JM Financial Ltd (\Manager to the Open Offer\) has submitted to BSE a copy of Post-Offer Advertisement in accordance with Regulation 18(12) of the Sec
  • Aadhar Housing Finance Ltd

    6 May 2026 , 10:52AM Aadhar Housing Finance delivered strong FY26 results with PAT growing 22% YoY to ₹1,108 Cr and AUM crossing the ₹30,000 Cr milestone at ₹30,571 Cr. Standalone total income rose to Rs 3,68,654 lakhs, while Q4 FY26 disbursements of ₹3,087 Cr marked the highest-ever quarterly figure. Asset quality remained stable with GNPA at 1.08% and CRAR at 42.49%, supported by a network of 626 branches across 22 states.
  • Aadhar Housing Finance Ltd

    27 Feb 2026 , 9:54AM Aadhar Housing Finance: Blackstone arm BCP Asia II Holdco VI becomes the new promoter after acquiring a significant stake at Rs 425 per share.

Key fundamentals

Evaluate the intrinsic value of Aadhar Housing Finance Ltd stock 

Name March-26 March-25 March-24 March-23 March-22
Assets 26278.38 22690.38 18405.63 15849.02 13819.975
Liabilities 26278.38 22690.38 18405.63 15849.02 13819.975
Equity 435.7 431.38 394.76 394.755 394.755
Gross Profit 2803.82 2371.55 1966.84 1535.99 1341.5
Net Profit 1095.49 912.11 748.51 544.58 444.65
Cash From Operating Activities -2809.72 -3026.07 -2431.81 -1157.21 -906.64
NPM(%) 29.83 29.35 29.66 27.31 26.27
Revenue 3672.29 3107.35 2523.53 1994.03 1692.61
Expenses 868.47 735.8 556.69 458.04 351.11
ROE(%) 15.26 12.7 10.42 7.58 6.19

Shareholding Pattern

Corporate Action

XD-Date Dividend-Amount Dividend-% Dividend Yield(%GE) Price on that day

Peers

Other companies within the same industry or sector that are comparable to Aadhar Housing Finance Ltd

Company Price Price (% change) pe(x) EV/EBITDA(x) ROE(%) ROCE(%)
IBL Finance Ltd 60.00 0.00 61.22 1145.03 9.87 0.00
360 One Wam Ltd 1104.90 1.01 36.92 18200.53 2993.32 0.00
Abans Financial Services Ltd 201.30 -0.08 10.62 2341.67 948.16 0.00
Finkurve Financial Services Ltd 66.34 -1.10 42.53 5875.89 124.29 0.00

Company Info

Our Company was originally incorporated as `Vysya Bank Housing Finance Limited' at Bengaluru, Karnataka as a public company under the Companies Act, 1956, pursuant to a certificate of incorporation dated November 26, 1990, issued by the RoC and commenced operations pursuant to a certificate for commencement of business dated November 27, 1990, issued by the RoC. Subsequently, the name of our Company was changed to `DHFL Vysya Housing Finance Limited' and a fresh certificate of incorporation dated October 15, 2003, was issued by the RoC. The use of the word "Bank" was discontinued upon the change in ownership and management pursuant to the share purchase agreement entered into by ING Vysya Bank Limited,Dewan Housing Finance Corporation Limited and the Company.Separately, an entity named `Aadhar Housing Finance Private Limited' ("Pre-merger AHFPL") was incorporated as a private limited company under the Companies Act, 1956, at Mumbai, Maharashtra pursuant to a certificate of incorporation dated May 3, 2010, issued by the Registrar of Companies, Maharashtra at Mumbai, which commenced its operations in February 2011. Pre-merger AHFPL was later converted into a public company and consequently, its name was changed to `Aadhar Housing Finance Limited', and a fresh certificate of incorporation dated September 3, 2013 was issued by the Registrar of Companies, Maharashtra at Mumbai. Pre-merger AHFPL was later merged into our Company pursuant to a scheme of amalgamation approved by the National Company Law Tribunal, Bengaluru Bench at Bengaluru, vide its order dated October 27, 2017 ("Scheme of Amalgamation"). Pursuant to the Scheme of Amalgamation, the name of our Company was changed to `Aadhar Housing Finance Limited' and a fresh certificate of incorporation dated December 4, 2017, was issued by the RoC.Major Events:1991-Incorporation of our Company2018-Merger of Pre-merger AHFPL with our Company. Pursuant to the Scheme of Amalgamation, the name of our Company was changed to Aadhar Housing Finance Limited-Disbursed loans worth ? 6 billion in March 20182019-Our AUM crossed ? 100 billion-Raised approximately ? 7 billion through a maiden public offering of NCDs2020-BCP Topco, our Promoter, infused ?14.4 billion in our Company-Our customer base crossed 150,0002021-Our AUM crossed ? 120 billion2022-Our customer base crossed 200,000 customers2023-Our AUM crossed ? 170 billion-Our branch network has crossed 470 branches 2024 -AHFL has been recognized as the "Best NBFC - Housing Finance Category" at the MSME Banking Excellence Awards. -Aadhar Housing Finance has been certified as a "Great Place to Work" for the 5th time in a row.

Our Company was originally incorporated as `Vysya Bank Housing Finance Limited' at Bengaluru, Karnataka as a public company under the Companies Act, 1956, pursuant to a certificate of incorporation dated November 26, 1990, issued by the RoC and commenced operations pursuant to a certificate for commencement of business dated November 27, 1990, issued by the RoC. Subsequently, the name of our Company was changed to `DHFL Vysya Housing Finance Limited' and a fresh certificate of incorporation dated October 15, 2003, was issued by the RoC. The use of the word "Bank" was discontinued upon the change in ownership and management pursuant to the share purchase agreement entered into by ING Vysya Bank Limited,Dewan Housing Finance Corporation Limited and the Company.Separately, an entity named `Aadhar Housing Finance Private Limited' ("Pre-merger AHFPL") was incorporated as a private limited company under the Companies Act, 1956, at Mumbai, Maharashtra pursuant to a certificate of incorporation dated May 3, 2010, issued by the Registrar of Companies, Maharashtra at Mumbai, which commenced its operations in February 2011. Pre-merger AHFPL was later converted into a public company and consequently, its name was changed to `Aadhar Housing Finance Limited', and a fresh certificate of incorporation dated September 3, 2013 was issued by the Registrar of Companies, Maharashtra at Mumbai. Pre-merger AHFPL was later merged into our Company pursuant to a scheme of amalgamation approved by the National Company Law Tribunal, Bengaluru Bench at Bengaluru, vide its order dated October 27, 2017 ("Scheme of Amalgamation"). Pursuant to the Scheme of Amalgamation, the name of our Company was changed to `Aadhar Housing Finance Limited' and a fresh certificate of incorporation dated December 4, 2017, was issued by the RoC.Major Events:1991-Incorporation of our Company2018-Merger of Pre-merger AHFPL with our Company. Pursuant to the Scheme of Amalgamation, the name of our Company was changed to Aadhar Housing Finance Limited-Disbursed loans worth ? 6 billion in March 20182019-Our AUM crossed ? 100 billion-Raised approximately ? 7 billion through a maiden public offering of NCDs2020-BCP Topco, our Promoter, infused ?14.4 billion in our Company-Our customer base crossed 150,0002021-Our AUM crossed ? 120 billion2022-Our customer base crossed 200,000 customers2023-Our AUM crossed ? 170 billion-Our branch network has crossed 470 branches 2024 -AHFL has been recognized as the "Best NBFC - Housing Finance Category" at the MSME Banking Excellence Awards. -Aadhar Housing Finance has been certified as a "Great Place to Work" for the 5th time in a row.

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Parent Organisation

Aadhar Housing Finance Ltd.

Founded

26/11/1990

Managing Director

Mr.Rishi Anand

NSE Symbol

AADHARHFCEQ

FAQ

The current price of Aadhar Housing Finance Ltd is ₹ 464.30.

The 52-week high for Aadhar Housing Finance Ltd is ₹ 470.00 and the 52-week low is ₹ 451.20.

The market capitalization of Aadhar Housing Finance Ltd is currently ₹ 20229.72. This value can fluctuate based on stock price movements and changes in the number of shares outstanding.

To buy Aadhar Housing Finance Ltd shares, you need to have a brokerage account. First, choose a reputable brokerage firm, open an account, and complete the necessary KYC procedures.

To invest in Aadhar Housing Finance Ltd, you need a brokerage account. After opening an account and completing the KYC process, you can fund your account and use the trading platform to purchase Aadhar Housing Finance Ltd shares.

The CEO of Aadhar Housing Finance Ltd is Mr.Rishi Anand, who has been leading the company with a vision to expand its renewable energy portfolio and drive sustainable growth.

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