Our Company was incorporated under the name "Satyaprakash Housing Finance India Limited" on October 26, 1998, as a public limited company under the Companies Act, 1956, pursuant to a certificate of incorporation dated October 26, 1998, issued by the Registrar of Companies, Madhya Pradesh at Gwalior. A certificate for commencement of business dated November 18, 1998, was granted to "Satyaprakash Housing Finance India Limited" by the Registrar of Companies, Madhya Pradesh at Gwalior. Further, a certificate of registration dated December 31, 2002, was granted to "Satyaprakash Housing Finance India Limited" by the National Housing Bank ("NHB") bearing registration number 02.0034.02 to carry on the business of a housing finance institution without accepting public deposits. Pursuant to the change of the name of our Company from "Satyaprakash Housing  Finance India Limited" to "India Shelter Finance Corporation Limited", as approved by our Shareholders pursuant to a special resolution dated May 13, 2010, our Company was issued a fresh certificate of incorporation dated July 8, 2010, by the Registrar of Companies, Madhya Pradesh and Chhattisgarh at Gwalior. A certificate of registration dated September 14, 2010 was granted to our Company by the NHB bearing the registration number 09.0087.10 to carry on the business of a housing finance institution without accepting public deposits.Major events and milestones:1998-Incorporated under the name "Satyaprakash Housing Finance India Limited" as a public limited company under the Companies Act, 19562002-Certificate of registration granted to "Satyaprakash Housing Finance India Limited" by the NHB to carry on the business of a housing finance institution without accepting public deposits2009-Company taken over by the Individual Promoter2010-Our Company's name changed to "India Shelter Finance Corporation Limited"-Certificate of registration granted to "India Shelter Finance Corporation Limited" by the NHB, to carry on the business of a housing finance institution without accepting public deposits-Commenced operations by opening the first branch in Rajasthan2012-ICRA credit rating of BB (stable) assigned-Investment by Nexus Ventures III, Ltd.2013-ICRA credit rating upgraded to BBB- (stable)2015-Investment by WestBridge Crossover Fund, LLC-ICRA credit rating upgraded to BBB (stable)2016-AUM crossed ? 5,000 million-ICRA credit rating upgraded to A- (stable)2018-Expanded our geographical presence by opening first branch in southern India in the state of Karnataka-ICRA credit rating revised to A- (positive)-AUM crossed ?10,000 million2019-ICRA credit rating upgraded to A (stable)2021-AUM crossed ? 20,000 million-Number of branches in India crossed 100-Net worth crossed ?10,000 million2022-Incorporation of our Subsidiary, India Shelter Capital Finance Limited, as a public limited company under the Companies Act, 2013-ICRA credit rating upgraded to A (stable)2023-AUM crossed ? 50,000 million