Bajaj Housing Finance IPO

Don't have a Sharekhan account?
Open demat account in 15 mins*!

More about the IPO Company details How to apply IPO online How does an IPO work?

Company Details

We are a non-deposit taking Housing Finance Company (“HFC”), registered with the National Housing Bank (“NHB”) since September 24, 2015, and engaged in mortgage lending since Fiscal 2018. We have been identified and categorized as an “Upper Layer” NBFC ("NBFC-UL”) in India by the RBI since September 30, 2022, as part of its “Scale Based Regulations (SBR): A Revised Regulatory Framework for NBFCs” dated October 22, 2021.

We offer financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. Our mortgage product suite is comprehensive and comprises (i) home loans; (ii) loans against property (“LAP”); (iii) lease rental discounting; and (iv) developer financing. Furthermore, our primary emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans. Consequently, our financial products cater to every customer segment, from individual homebuyers to large-scale developers.

According to CRISIL MI&A, the housing shortage in India was expected to rise to 100 million units by 2022, with an estimated demand for housing loans between ₹50 trillion to ₹60 trillion to address this issue. As of March 2023, the total overall outstanding housing loans (excluding Pradhan Mantri Awas Yojana loans) were approximately ₹28.73 trillion, highlighting the significant market potential if measures are implemented to address this shortage. Consequently, our strategic focus is on low risk and fast growing home loan customers and as at March 31, 2024, home loans contributed 57.8% of our AUM, of which 87.5% pertained to salaried customers, 4.3% self-employed professional customers and 8.2% self-employed non-professional customers.

Furthermore, according to CRISIL MI&A, the income of the salaried class remained largely intact despite the economic slowdown caused by the COVID-19 pandemic and rise in inflation, thereby allaying lenders' concerns about any deterioration in asset quality. As at March 31, 2024, our assets under management (“AUM”) were ₹913,704.0 million, reflecting a CAGR of 30.9% between Fiscals 2022 to 2024.

The average ticket size of our home loans was ₹4.6 million, with an average loan-to-value ratio of 70.5%, as at March 31, 2024. As at the same date, 75.8% of our home loan AUM were from customers with a CIBIL score above 750. Further, our LAP, developer finance loans for residential as well as commercial construction and lease rental discounting against commercial properties comprised 10.5%, 10.5% and 19.3% of our AUM as at March 31, 2024, respectively.

Log in to the Mirae Asset Sharekhan app and tap the hamburger menu.
Under the EQUITY dropdown option, tap IPO/OFS/BOND to land on the IPO dashboard.
Click on the Current IPO tab and select the IPO of your choice.
On the IPO application form that opens, fill in details like the Demat Account Number, Category of investor, number of lots you wish to invest in, the Cut-Off Price and others.
Now enter your UPI ID (make sure this UPI ID is connected to your Mirae Asset Sharekhan-mapped bank account) on the form.
Read and accept the Terms & Conditions and click on the SUBMIT button. Recheck the details on the order confirmation screen and confirm the order.
Once the exchange receives details about your bid, you will get a notification (IPO mandate request) on your UPI app and an SMS as well.
Log in to your UPI app and go to the pending mandates section.
Verify all the details once again and authenticate your bid amount by entering your UPI PIN.
Once done, the IPO application amount will be blocked and you will receive an SMS about the blocked Bid amount.

Note: The actual amount will be debited when the shares are allotted to you.

How to apply for an IPO on the Mirae Asset Sharekhan app

How to apply for an IPO on the Mirae Asset Sharekhan website

Log in to the Mirae Asset Sharekhan website and click the IPO & OTHERS menu option you see on the top-right.
From the list of Active IPOs, select the IPO of your choice
On the IPO application form that opens, fill in details like the Demat Account Number, Category of investor, number of lots you wish to invest in, the Cut-Off Price and others.
Now enter your UPI ID (make sure this UPI ID is connected to your Mirae Asset Sharekhan-mapped bank account) on the form. Read and accept the Terms & Conditions and click on the SUBMIT button.
Recheck the details on the order confirmation screen and confirm the order.
Once the exchange receives details about your bid, you will get a notification (IPO mandate request) on your UPI app and an SMS as well. Log in to your UPI app and go to the pending mandates section.
Verify all the details once again and authenticate your bid amount by entering your UPI PIN.
Once done, the IPO application amount will be blocked and you will receive an SMS about the blocked Bid amount.
Your IPO order will now appear on your Mirae Asset Sharekhan Order Book, from where you can modify or cancel your IPO bid if you so wish.

Note: The actual amount will be debited when the shares are allotted to you.

How does an IPO work?

An IPO offers share market participants like you and me an opportunity to be a shareholder in an erstwhile privately held company that is now going public and being listed on the market. Historically speaking, investors who choose the right IPOs make significant returns on their investments, which increases the attraction of IPOs.

Once you are a shareholder, you are eligible to receive dividends from the company proportional to the shares you own. You can also sell your stocks for profit on the stock exchange.

In exchange for its shares, the company has an opportunity to raise huge capital to be used to further enhance its business and scale up its operations. The company also has other benefits, such as credibility; visibility; better leverage to effect mergers, acquisitions and even to procure loans at lower rates of interest.

In India, the entire IPO process is ably regulated by the Securities & Exchange Board of India (SEBI), right from the IPO filing by the company to the bidding, allotments and refunds (in case you aren't allotted shares due to oversubscription).

IPO Calendar

List of IPOs

Meta Infotech Ltd.

Price: 153 - 161 | IPO Lot Size: 800 | IPO Issue Size: NA
Open Date: 04 Jul 2025 | Close Date: 08 Jul 2025

Bajaj Housing Finance IPO

Company Details

How to apply for an IPO on the Mirae Asset Sharekhan app

How to apply for an IPO on the Mirae Asset Sharekhan website

How does an IPO work?

IPO Calendar

List of IPOs

Meta Infotech Ltd.

Cryogenic OGS Ltd.

Happy Square Outsourcing Services Ltd.

Chemkart India Ltd.

Smarten Power Systems Ltd.

Travel Food Services Ltd.

GLEN Industries Ltd.

Go Airlines (India) Ltd.

Asston Pharmaceuticals Ltd.

CFF Fluid Control Ltd.

Snapdeal Ltd.

National Securities Depository Ltd.

Lava International Ltd.

Navi Technologies Ltd

BMW Ventures Ltd.

BMW Ventures Ltd.

VLCC Healthcare ltd

Oravel Stays Ltd.

Seven Seaz Vacations Ltd.

Sunshine Pictures Ltd.

Waterways Leisure Tourism Ltd.

Central Mine Planning & Design Institute Ltd.

Wework India Management Pvt. Ltd.

India1 Payments Pvt. Ltd.

Genius Consultants Ltd

Innovision Ltd.

SIS Cash Services Pvt. Ltd.

Skyways Air Services Pvt Ltd

Viney Corporation Ltd.

Api Holdings Ltd.

Survival Technologies Ltd.

Onest Ltd.

Park Smart Solutions Ltd.

Netanalytiks Technologies Ltd.

Skill Tree Consulting Ltd.

Durgadevi Raiment Ltd.

Ultra Rich Weddings Ltd.

Repono Ltd.

Inductus Ltd.

Sugs Lloyd Ltd.

Healthvista India Ltd.

Safecure Services Ltd.

Earthood Services Ltd.

Earthood Services Ltd.

Shanti Gold International Ltd.

Euro Pratik Sales Ltd.

Innovatiview India Ltd.

SSBA Innovations Ltd.

National Stock Exchange of India Ltd.

SKIL Infrastructure Ltd.

J K Files & Engineering Ltd.

Avana Logistek Ltd.

Shree Shubham Logistics Ltd.

UIC Udyog Ltd.

Bajaj Energy Ltd.

Advanced Systems Automation Ltd.

BVG India Ltd.

Speciality Molecules Ltd.

Credila Financial Services Ltd.

Genera Agri Corp Ltd.

Usher Eco Power Ltd.

Wapcos Ltd.

Sahajanand Medical Technologies Pvt.Ltd.

Star Agriwarehousing & Collateral Managment Ltd.

M K Roy & Bros Projects Pvt.Ltd.

Asianet Satellite Communications Ltd.

TV Vision Ltd.

Adlabs Entertainment LLC

Videocon D2h Ltd.

Deltatech Gaming Ltd.

Bluestone Jewellery And Lifestyle Pvt. Ltd.

Amar Ujala Publications Ltd.

Rachit Prints Ltd.